Visa Account Updater Acquirer API
Enables VAU enrolled acquirers on demand access to updates on account credentials for card-on-file (COF) customers
available for use by
Acquirer Banks
Independent Developers
Regional Availability
View Details- N. America
- Asia-Pacific
- Europe
- CEMEA
- LAC
Pricing
Free to use in Sandbox. Contact Visa for pricing and commercial details to use in Production.
Proactively update buyer credentials prior to any purchase transaction
Visa Account Updater (VAU) Acquirer API will increase efficiency by streamlining the VAU inquiry process and reduce the time it takes for merchants to receive responses to VAU inquiries to seconds vs. the batch process. It supports operations similar to VAU Acquirer inquiry batch service and returns new PAN and Expiry date, Expiry date, or other service identifiers representing Account Closed, Contact Cardholder, Opt-out, no changes to PAN/Expiry date or no update available.
The VAU Acquirer API is only available to acquirers, their processors and their sponsored VAU Third Party Agents in accordance with guidelines set forth in the VAU Terms of Use. Acquirers must be enrolled in the VAU service to use this API.
Key Features
Helps improve authorization rates
Decreases time gap between VAU inquiry and VisaNet authorization to ensure access to latest available updates
Supports single and multiple cardholder account number (PAN) requests and responses. Use APIs with mobile, web, and in-brand applications.
Identify opportunities within your existing merchant portfolio
Merchants with credentials-on-file business models
- Contact merchants submitting recurring billing and/or installment transactions
- Merchants with other card not present (CNP) transactions that have a card-on-file business model are also good candidates
Merchants with credentials-on-file business models.
Contact merchants submitting recurring billing and/or installment transactions
Merchants with other card not present (CNP) transactions that have a card-on-file business model are also good candidates
Merchants enrolled, but underutilizing VAU
- Strengthen relationships with merchants
- Promote the opportunity to receive greater VAU benefits by increasing inquiry frequency
Merchants enrolled, but no longer participating
- Re-engage the merchants and have a conversation about the benefits of VAU