Visa Direct Payouts

Money movement to billions of endpoints worldwide through a single integration with Visa Direct Payouts

available for use by

Acquirer Banks


Independent Developers

Regional Availability

View Details
  • N. America
  • Asia-Pacific
  • Europe
  • LAC
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It’s time for a better solution for money movement, with unified card and account capabilities through Visa Direct Payouts

Visa Direct Payouts is built to help businesses deliver money to billions of endpoints worldwide through Card, ACH, and faster payment networks1 via a single integration. Support your clients with a payment solution that can help meet their operational, commercial, and regulatory needs

Why Visa Direct Payouts?

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Reach payees worldwide

Give your customers the power to send and receive money to billions of cards and accounts worldwide.

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Simplify Payment Operations

Unlock payments at scale for your customers through Visa Direct Payouts single access point, designed to deliver to cards and accounts.

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Fast and Convenient Experiences

Create faster, simpler and more connected payment experiences with the ability to deliver funds real-time1, 24 hours every day.

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Security and Reliability of Visa

Access a trusted network and risk solutions to help ensure that funds and information are handled securely and appropriately.

How does it work?

Visa Direct Payouts is a service that enables money to be pushed into bank, debit card4, or prepaid card4 accounts to complete business payouts, P2P transfers, app withdrawals, and more. Through a single connection to our Payouts Originator Send API,  money can be sent across Visa’s card network for domestic and cross border Cardtransactions, and can be sent across ACH, or faster payment networks for cross-border bank account transfers.1

APIs Included

Payouts Originator Send API

The Payouts Originator Send APIs enable Originating Entities to send payouts to both card and bank accounts. These APIs also enable querying the status of a previously sent payout

Payouts Originator Receive API

Payouts Originator Receive API are call back APIs that enable sending notifications of status changes of a payout transaction along with information on any returns.

Debit/Credit Advice API

For Originating Entities using “Accelerated Payment Delivery”, this API provides details of debit/credit entries posted to the settlement account. Contact Visa Representative to get access to this API


¹Actual fund availability varies by receiving financial institution, receiving account type, region, and whether transaction is domestic or cross-border.

2Availability varies by market. Please refer to your Visa representative for more information on availability.

3Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.

4Availability for Push to Card Payouts is an upcoming capability, please contact your Visa Representatives for more information on availability

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