Visa Direct

Fast payments to billions of endpoints worldwide.

available for use by

Issuer Banks

Acquirer Banks


Independent Developers

Regional Availability

View Details
  • N. America
  • Asia-Pacific
  • Europe
  • LAC


man and woman working in their office

Provide real-time¹ push payments with Visa Direct

​Help drive growth for you and your clients with fast, convenient and secure payments worldwide².

  • Differentiate your services - Delight your clients and attract new ones with the speed, convenience and trust that Visa Direct payments can provide.
  • Create new revenue streams - Establish new sources of payment volume across multiple use cases, with value-added services through Visa Direct.
  • Foster innovation - Help your clients build innovative new use cases and services with leading-edge solutions.

Visa Direct

Visa Direct Account and Wallet

Why Visa Direct?

Help your customers to send and receive money efficiently, securely, and seamlessly to billions of endpoints globally2 with Visa Direct.


Reach payees worldwide

​Give your customers the power to send and receive money to billions of cards and accounts worldwide.


Fast & convenient experiences

​Create, faster, simpler and more connected payment experiences with the ability to deliver funds real-time1, 24 hours every day.


Simplify payment operations

​Unlock payments at scale for your customers through Visa Direct’s single access point, designed to deliver to cards and accounts.


Security & reliability of Visa

​Access a trusted network and risk solutions to help ensure that funds and information are handled securely and appropriately.

How Does It Work?

Visa Direct supports multiple use cases3 and channels and reaches accounts in over 170 countries2 through a variety of end points.

Case Studies


Postmates: Innovating payments to boost retention with “Instant Deposits”

Real-time access to earnings for gig workers.


OnDeck: Making small business dreams a reality, in real time

Credit line withdrawals in real-time for small business.


Mercari: Introduction of real-time access to funds increases online marketplace seller satisfaction

Delivering faster payouts to their online sellers.


TabaPay: Delivering on payout needs, over more industries and at any time

On-demand, push-to-debit and pull-from-debit solution for a wide variety of use cases.


Setoo: Delivering automated, real-time payouts to customers

Real-time access to funds for individuals, families and businesses.


ZayZoon: Earned wage access is a win-win for employers and worker

Providing faster access to earned wages.

Ready to start with Visa Direct?
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¹Actual fund availability varies by receiving financial institution, receiving account type, region, and whether transaction is domestic or cross-border.

2Availability varies by market. Please refer to your Visa representative for more information on availability.

3Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.