Visa Direct - Overview

Fast payments to billions of endpoints across cards, accounts, and wallets worldwide

available for use by

Issuer Banks

Acquirer Banks

Merchants

Independent Developers

Regional Availability

View Details
  • N. America
  • Asia-Pacific
  • Europe
  • CEMEA
  • LAC
man and woman working in their office

Transform Money Movement with Visa Direct

​Collect, hold, convert and send funds domestically and cross-border with solutions from a globally trusted brand and payment network.

  • Differentiate your services - Delight clients and attract new ones with the speed, convenience and trust that Visa Direct payments can provide.
  • Create new revenue streams - Establish new sources of payment volume across multiple use cases, with value-added services through Visa Direct.
  • Foster innovation - Build innovative new use cases and services with leading-edge solutions.

Visa Direct for Card

Visa Direct for Account and Visa Direct for Wallet

Why Visa Direct?

Help customers to send and receive money efficiently, securely, and seamlessly to billions of endpoints globally1.

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Reach payees worldwide

​Access billions of cards, accounts, and wallets across the world to support a wide range of payment flows.

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Fast, modern payment experiences

​Enable fast, digital-first payments that meet evolving customer expectations.

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Simplify payment operations

​Build and scale payment flows with flexible Visa Direct capabilities and API connectivity. 

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Security & reliability of Visa

​Utilize Visa Direct’s portfolio of risk controls to support consistent and secure payment processing.

How Does It Work?

Visa Direct has one of the world’s largest money movement networks using card, account and digital wallet rails to support a wide variety of domestic and cross-border use cases2 across P2P, B2B and B2C flows to over 195 countries1.

Case Studies

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Postmates: Innovating payments to boost retention with “Instant Deposits”

Real-time access to earnings for gig workers.

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OnDeck: Making small business dreams a reality, in real time

Credit line withdrawals in real-time for small business.

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Mercari: Introduction of real-time access to funds increases online marketplace seller satisfaction

Delivering faster payouts to their online sellers.

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TabaPay: Delivering on payout needs, over more industries and at any time

On-demand, push-to-debit and pull-from-debit solution for a wide variety of use cases.

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Setoo: Delivering automated, real-time payouts to customers

Real-time access to funds for individuals, families and businesses.

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ZayZoon: Earned wage access is a win-win for employers and the worker

Providing faster access to earned wages.

Ready to start with Visa Direct?
Need Support?

¹ Availability varies by market. Contact your Visa representative for details.

² Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.