Visa’s suite of risk and fraud APIs not only ensure your funds are secure but also provide a better experience for your cardholders when they travel and do business.
Give your cardholders better control and visibility over their transactions.
Allow cardholders to share their travel plans and geolocation data to help minimize fraudulent transactions.
Help minimize chargebacks and dispute charges with real-time fraud notification.
Michigan State University Federal Credit Union uses Mobile Location Confirmation and Visa Transaction Controls to provide its members with added fraud protection.
National Australia Bank provides a mobile app experience for travelers using Visa Transaction Controls and Travel Notification Services.
Mobile Location Confirmation is an opt-in service enabled through the card issuer's mobile banking app. It uses geolocation data and transaction data to approve purchases.
Disclaimer: Benefits and reduction of false declines depend on implementation details and business factors.