Credential-on-file Experience
Enhanced Transparency and Control over Credential-on-file Payments.
Visibility into credential-on-file updates provided to participating merchants and control over recurring payments.
Available for use by
Regional Availability
Global except Europe
Visibility into credential-on-file updates provided to participating merchants
With the growth of online commerce and bill pay, cardholders are increasingly adding their payment information to new online accounts.
This has made it difficult for cardholders to keep track of which merchants have their card on file. When the card holder receives a new card, it is challenging to update the information with every merchant. This may cause the cardholder to miss a recurring payment or experience a decline. With Visa Account Updater Service, your cardholders can be provided with access to view the merchants that obtained updated card information through Visa Account Updater.
Control over recurring payments
Many people set up auto-pay billing so they don’t forget to pay monthly bills. Give your cardholders the ability to quickly and easily stop these payments. With Visa’s Preauthorized Payment Cancellation Service, your cardholder can initiate a stop payment request through their banking app.
Key Benefits
View list of merchants that received updated card information.
Quickly and easily initiate a stop payments request with select merchants.
Help avoid disruption in service due to outdated card information on file.
APIs Used
Visa Account Updater Service
With Visa Account Updater Service, your cardholders can be provided with access to view the merchants that obtained updated card information through Visa Account Updater.
Preauthorized Payment Cancellation Service
Many people set up auto-pay billing so they don’t forget to pay monthly bills. Give your cardholders the ability to quickly and easily stop these payments. With Visa’s Preauthorized Payment Cancellation Service, your cardholder can initiate a stop payment request through their banking app.