Mary owns a bakery and has a new employee Kevin that will be picking up products on her behalf from the local cash and carry store every week. Mary needs Kevin to have a way to pay, however she doesn’t know him well enough yet to provide him with a Visa business card.
- In the first 2 months, Mary uses her business banking app to send a one time card number to Kevin’s phone on a weekly basis to enable him to pay for the supplies. The app uses the Visa token technology.
- Once Mary feels confident Kevin is reliable, she requests a Visa Business Credit card for him and sets transaction controls on this card. She knows that his weekly spend is $600. She enables his card to spend to up to $700/ week.
- One week, Mary needs Kevin to pick up an extra order she made for $150. That morning, she receives an alert saying that Kevin has reached $600 spend on his card, so she raises the card weekly limit to $750 before he gets to the supplier.