Payment Account Attributes Inquiry

Find key attributes of a specific payment account.

Payment Account Attributes Inquiry enables the caller to look up information about a payment account. Applications can access both general attributes of the account and specific attributes that are needed to use a payment account as part of a funds transfer.

available for use by:

Issuer Banks
Merchants
Independent Developers
purchase using a credit card online

Using Payment Account Attributes Inquiry

Payment Account Attributes Inquiry enables the caller to look up information about a payment account. Using Payment Account Attributes Inquiry, applications can access both general attributes of the account (such as card type and issuer information) and specific attributes that are needed to use a payment account as part of a funds transfer.

 

The Payment Account Attributes Inquiry service has two APIs that let you look up important attributes of a Visa account that you may need to know in order to successfully implement your project. The General Attributes Inquiry API provides basic information about a Visa account that is generally applicable to many different types of projects.

Key Features

visa card icon

Retrieve information about a payment account.

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Provide a customized user experience.

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Have confidence when transferring funds.

Why Use It?

Customized User Experience

The General Attributes Inquiry API provides a variety of attributes that can be used to provide a customized user experience.

 

Aid Funds Transfer Transactions

The Funds Transfer Attributes Inquiry API works in conjunction with the Visa Direct Funds Transfer API. It provides clients with key characteristics of recipient accounts that are needed to initiate a push-payment as well as apply the necessary compliance logic.

How Does It Work?

Payment Account Attributes Inquiry includes two APIs: General Attributes Inquiry API and Funds Transfer Attributes Inquiry API. The two APIs take the primary account number (PAN) as input and return a variety of attributes associated with the payment account.

APIs Used

General Attributes Inquiry

The General Attributes Inquiry API provides easy access to an array of general payment account attributes, such as product ID, product name, card type, and issuer information.

Funds Transfer Attributes Inquiry

The Funds Transfer Attributes Inquiry API is often used with a funds transfer to/from a Visa payment account to determine key characteristics of a recipient card before initiating the transfer, such as country, card type, block status, etc.

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