Note: Required when CardAcceptor object is present in the request.

This field must contain an identifier for the card acceptor (Funds Transfer Originator or merchant).

This value should be unique for each originator for whom you are sending transactions and must not contain all zero’s.
If the card acceptor does not have an idCode, the client’s 8 digit Business Identifier (BID) + 3-digit numeric country code may be used in this field.
For requests originated by Visa on behalf of clients that use a Visa-owned Acquiring BIN, this field should contain the business ID of the client requesting the service.
Clients who are unsure of their BID should contact their Visa representative for assistance.

Requests that do not contain an idCode will be rejected beginning [1 April 2025].

Payment Account Validation