Visa requires all Visa Token Service (VTS) Active Participants to provide Issuer-offered Click to Pay (CtP) as a pre-actived card-level feature for Visa cards issued in Europe, AP, CEMEA, LAC , and Canada. The Visa Digital Enablement SDK: Issuer-offered Click to Pay helps issuers comply with the mandate by automating the management of all cards into CtP services with issuer-defined terms and conditions.

The VDE SDK: Issuer-offered Click to Pay  (Enrollments and Lifecycle Managment) feature allows cardholders to easily self-enroll their Visa cards (via VDE SDK: Issuer-offered CtP) and Mastercard¹ cards (via VDE SDK: Mastercard Token Connect) in Click to Pay, as well as re-enroll, view, edit, and opt out of CtP for their Visa cards as needed. This feature reduces integration effort for issuers by making LCM CtP capabilities easier to implement within digital banking platforms. Cardholders benefit from an improved experience, while issuers can maintain their existing enrollment processes.

¹ Mastercard is a trademark of Mastercard Inc.

The VDE SDK: Issuer-offered Click to Pay feature enables cardholders to enroll or re-enroll their Visa cards, view and update their CtP details—including email, mobile number, cardholder name, and billing address—and opt out by removing enrolled cards from the program.

It is the client’s responsibility to perform user authentication and validation (also referred to as “step-up” authentication) wherever it is required.