The Visa ID & Credential API (VICA) is an API platform that lets issuers and third parties manage consumer identities and payment credentials, and enroll them into multiple Visa products through a single, unified integration.

Instead of integrating consumer and payment credential management separately for each Visa product, clients integrate with a common Visa ID & Credential API set or batch solution and specify which product(s) each operation applies to. When new products are enabled through VICA, consumer and credential management capabilities are typically supported through the existing VICA operations and batch solution using additional product codes and request attributes rather than new VICA endpoints. However, some Visa products may still require product specific integrations, configurations, or APIs outside of VICA to support product specific functionality.