available for use by

Issuer Banks

Acquirer Banks


Independent Developers

Regional Availability

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  • N. America
  • Asia-Pacific
  • Europe
  • LAC
click to pay on phone

Deliver an easy, smart, and secure checkout experience

Visa enables you to build a simple and secure digital checkout experience. Using EMV® standards for Secure Remote Commerce (SRC), Visa is moving towards an open, best practices approach with the goal of improving security, interoperability, and user experience. 

Visa Click to Pay was designed to deliver a fast, easy and secure digital checkout experience by removing passwords, manual card entry, and other friction points for consumers—helping reduce the chance of cart abandonment. Enrolled consumers no longer have to enter 16-digit primary account numbers, look up passwords, or fill out long forms. They can choose to be remembered on their device and browser for faster checkout with their stored cards. 

Visa Click to Pay can work with Tokens for added benefits.

  • Reduce risk of fraud by restricting use of a token to a particular device, merchant, transaction type or channel
  • Automatic updating of token details from participating issuers can help eliminate declines due to expired cards

Note: EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.

Consumers’ devices may change, but their payment method won’t have to

click to pay icon

One familiar icon

The Click to Pay icon signals availability of EMV SRC-based solutions at participating merchants. 

Note:  The Click to Pay icon is a trademark owned by and used with permission of EMVCo, LLC


One payment experience

Visa Click to Pay is intended to provide consistent payment experiences across omni-channel solutions for participating merchants. 


Streamlining Checkout

Visa user credentials are securely stored  and can be used across various digital payment environments without having to manually re-enter each time—truly streamlining guest checkout.

groundwork icon

One integration

Visa Click to Pay is intended to help simplify integration, which can lower costs by standardizing integration and enabling more scalable innovation across form factors. It aims to help lay the groundwork for future innovation such as the emergence of payment acceptance within in-home devices, augmented and virtual reality, and other new payment contexts.

Key Benefits

For Merchants

  • Can help Reduce friction at guest checkout by providing a fast and easy, password-less checkout, which can help conversion
  • Simple integration
  • Customizable UI/UX lets merchants or PSPs define look and own checkout flow

For PSPs

  • Scalable solution that supports tokenization to better position PSPs for new payment use cases

For Issuers

  • Cardholders can make your card their preferred choice for seamless guest checkout
  • Capture digital first consumers by activating cards for immediate use into Click to Pay (through VCEH)
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