Visa Click to Pay

Merchants and Payment Service Providers

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Merchants and Payment Service Providers

Merchants and PSPs (or organizations acting on their behalf) can act is an SRCi and enroll cards and cardholders to Click to Pay. They also facilitate card selection during checkout and receive payment payloads to process transactions.

There are four ways to integrate with Click to Pay: 

  • Unified Checkout: single interface for accepting digital wallets in checkout page for merchants already on Cybersource gateway. 
  • Click to Pay Drop-In UI: quick and easy way to add Click to Pay to merchant checkout experience. Supports multiple payment networks. 
  • Visa Click to Pay: provides an SDK with JavaScript APIs for integration. 
  • Unified Click to Pay: Also provides an SDK with JavaScript APIs, supporting multiple payment networks. 
 

Networks

 UI Estimated implementation duration Gateway Supports Who?
Unified Checkout Visa, MasterCard, American Express Pre-built-, flexible 4 months Cybersource

Click to Pay,

Google Pay,  Apple Pay

Paze, eCheck and manual card entry

 Merchants
Click to Pay Drop-In UI

Visa, MasterCard, American Express

 Pre-built-, flexible 2 months Any Only Click to Pay Merchants, Acquirers, Enablers
Visa Click to Pay

Only Visa

 Customer controlled 6 months Any Only Click to Pay Acquirers, Enablers
Unified Click to Pay Visa and MasterCard Customer controlled 4 months Any Only Click to Pay Merchants, Acquirers, Enablers

 

Getting Started with Visa Click to Pay or Unified Click to Pay

If you have selected either Visa Click to Pay or Unified Click to Pay as your integration option, you need to:

  • Contact your Visa representative to get started.
  • Sign the Visa Digital Commerce Program (VDCP) agreement.
  • View the related implementation content for the integration path you choose. The content includes technical specifications, integration guides, best practices, and sample code.
  • Draft Solution Architecture.
  • Integrate your Mobile app and/ore Web portal with the JavaScript APIs of the relevant Click to Pay SDK. 
  • Work with the Visa Implementation Lead to complete implementation and solution certification. The certification process ensures that your integration meets the Visa standards and requirements.
  • Get Solution Approval.
  • If you are a PSP, you can onboard your merchants into the Click to Pay system.