Request and Response Codes

Request & Response Codes

Product ID (cardProductId)

Code	Description	Code	Description
A	Visa Traditional	M	MasterCard
AX	American Express	N	Visa Platinum
B	Visa Traditional Rewards	N1	Visa Rewards
C	Visa Signature	N2	Visa Select
D	Visa Signature Preferred	P	Visa Gold
DI	Discover	Q	Private Label
DN	Diners	Q1	Private Label Prepaid
E	Proprietary ATM	Q2	Private Label Basic
F	Visa Classic	Q3	Private Label Standard
G	Visa Business	Q4	Private Label Enhanced
G1	Visa Signature Business	Q5	Private Label Specialized
G2	Visa Business Check Card	Q6	Private Label Premium
G3	Visa Business Enhanced	R	Proprietary
G4	Visa Infinite Business	S	Visa Purchasing
G5	Visa Business Rewards	S1	Visa Purchasing with Fleet
I	Visa Infinite	S2	Visa Government Purchasing
I1	Visa Infinite Privilege	S3	Visa Government Purchasing with Fleet
I2	Visa UHNW	S4	Visa Commercial Agriculture
J3	Visa Healthcare	S5	Visa Commercial Transport
JC	JCB	S6	Visa Commercial Marketplace
K	Visa Corporate T&E	U	Visa Travel Money
K1	Visa Government Corporate T&E	V	Visa V PAY
L	Visa Electron

Product Sub-Type (cardProductSubtype)

Code	Description	Code	Description
AC	Agriculture Maintenance Account	LP	Visa Large Purchase Advantage
AE	Agriculture Debit Account/Electron	MA	Visa Mobile Agent
AG	Agriculture	MB	Interoperable Mobile Branchless Banking
AI	Agriculture Investment Loan	MG	Visa Mobile General
CG	Brazil Cargo	VA	Visa Vale - Supermarket
CS	Construction	VF	Visa Vale - Fuel
DS	Distribution	VR	Visa Vale - Restaurant
HC	Healthcare

Card Type (cardTypeCode)

Code	Description	Code	Description
C	Credit	P	Prepaid
D	Debit	R	Deferred Debit
H	Charge Card

Card Sub-Type

Code	Description	Code	Description
N	Non-Reloadable	R	Reloadable

ISO Country Codes

Country/Territory Name	ISO Alpha Country (2-char.) Code	ISO Alpha Country (3-char.) Code	ISO Numeric Country Code
Afghanistan	AF	AFG	004
Albania	AL	ALB	008
Algeria	DZ	DZA	012
American Samoa	AS	ASM	016
Andorra	AD	AND	020
Angola	AO	AGO	024
Anguilla	AI	AIA	660
Antarctica	AQ	ATA	010
Antigua and Barbuda	AG	ATG	028
Argentina	AR	ARG	032
Armenia	AM	ARM	051
Aruba	AW	ABW	533
Australia	AU	AUS	036
Austria	AT	AUT	040
Azerbaijan	AZ	AZE	031
Bahamas (the)	BS	BHS	044
Bahrain	BH	BHR	048
Bangladesh	BD	BGD	050
Barbados	BB	BRB	052
Belarus	BY	BLR	112
Belgium	BE	BEL	056
Belize	BZ	BLZ	084
Benin	BJ	BEN	204
Bermuda	BM	BMU	060
Bhutan	BT	BTN	064
Bolivia (Plurinational State of)	BO	BOL	068
Bonaire, Sint Eustatius and Saba	BQ	BES	535
Bosnia and Herzegovina	BA	BIH	070
Botswana	BW	BWA	072
Bouvet Island	BV	BVT	074
Brazil	BR	BRA	076
British Indian Ocean Territory (the)	IO	IOT	086
Virgin Islands (British)	VG	VGB	092
Brunei Darussalam	BN	BRN	096
Bulgaria	BG	BGR	100
Burkina Faso	BF	BFA	854
Burundi	BI	BDI	108
Cambodia	KH	KHM	116
Cameroon	CM	CMR	120
Canada	CA	CAN	124
Cabo Verde	CV	CPV	132
Cayman Islands (the)	KY	CYM	136
Central African Republic (the)	CF	CAF	140
Chad	TD	TCD	148
Chile	CL	CHL	152
Christmas Island	CX	CXR	162
Cocos (Keeling) Islands (the)	CC	CCK	166
Colombia	CO	COL	170
Comoros (the)	KM	COM	174
Congo (the)	CG	COG	178
Cook Islands (the)	CK	COK	184
Costa Rica	CR	CRI	188
Côte d'Ivoire	CI	CIV	384
Croatia	HR	HRV	191
Cuba	CU	CUB	192
Curaçao	CW	CUW	531
Cyprus	CY	CYP	196
Czechia	CZ	CZE	203
Congo (the Democratic Republic of the)	CD	COD	180
Denmark	DK	DNK	208
Djibouti	DJ	DJI	262
Dominica	DM	DMA	212
Dominican Republic (the)	DO	DOM	214
Ecuador	EC	ECU	218
Egypt	EG	EGY	818
El Salvador	SV	SLV	222
Equatorial Guinea	GQ	GNQ	226
Eritrea	ER	ERI	232
Estonia	EE	EST	233
Ethiopia	ET	ETH	231
European Union	n/a	n/a	n/a
Faroe Islands (the)	FO	FRO	234
Falkland Islands (the) [Malvinas]	FK	FLK	238
Fiji	FJ	FJI	242
Finland	FI	FIN	246
France	FR	FRA	250
French Guiana	GF	GUF	254
French Polynesia	PF	PYF	258
French Southern Territory (the)	TF	ATF	260
Gabon	GA	GAB	266
Gambia (the)	GM	GMB	270
Georgia	GE	GEO	268
Germany	DE	DEU	276
Ghana	GH	GHA	288
Gibraltar	GI	GIB	292
Greece	GR	GRC	300
Greenland	GL	GRL	304
Grenada	GD	GRD	308
Guadeloupe	GP	GLP	312
Guam	GU	GUM	316
Guatemala	GT	GTM	320
Guinea	GN	GIN	324
Guinea-Bissau	GW	GNB	624
Guyana	GY	GUY	328
Haiti	HT	HTI	332
Heard Island and McDonald Islands	HM	HMD	334
Holy See (the)	VA	VAT	336
Honduras	HN	HND	340
Hong Kong	HK	HKG	344
Hungary	HU	HUN	348
Iceland	IS	ISL	352
India	IN	IND	356
Indonesia	ID	IDN	360
Iran (Islamic Republic of)	IR	IRN	364
Iraq	IQ	IRQ	368
Ireland	IE	IRL	372
Israel	IL	ISR	376
Italy	IT	ITA	380
Jamaica	JM	JAM	388
Japan	JP	JPN	392
Jordan	JO	JOR	400
Kazakhstan	KZ	KAZ	398
Kenya	KE	KEN	404
Kiribati	KI	KIR	296
Korea (the Democratic People's Republic of)	KP	PRK	408
Korea (the Republic of)	KR	KOR	410
Kuwait	KW	KWT	414
Kyrgyzstan	KG	KGZ	417
Lao People's Democratic Republic (the)	LA	LAO	418
Latvia	LV	LVA	428
Lebanon	LB	LBN	422
Lesotho	LS	LSO	426
Liberia	LR	LBR	430
Libya	LY	LBY	434
Liechtenstein	LI	LIE	438
Lithuania	LT	LTU	440
Luxembourg	LU	LUX	442
Macao	MO	MAC	446
North Macedonia	MK	MKD	807
Madagascar	MG	MDG	450
Mainland China	CN	CHN	156
Malawi	MW	MWI	454
Malaysia	MY	MYS	458
Maldives	MV	MDV	462
Mali	ML	MLI	466
Malta	MT	MLT	470
Marshall Islands (the)	MH	MHL	584
Martinique	MQ	MTQ	474
Mauritania¹	MR	MRT	478
Mauritius	MU	MUS	480
Mayotte	YT	MYT	175
Mexico	MX	MEX	484
Micronesia (Federated States of)	FM	FSM	583
Moldova (the Republic of)	MD	MDA	498
Monaco	MC	MCO	492
Mongolia	MN	MNG	496
Montenegro	ME	MNE	499
Montserrat	MS	MSR	500
Morocco	MA	MAR	504
Mozambique	MZ	MOZ	508
Myanmar	MM	MMR	104
Namibia	NA	NAM	516
Nauru	NR	NRU	520
Nepal	NP	NPL	524
Netherlands (the)	NL	NLD	528
New Caledonia	NC	NCL	540
New Zealand	NZ	NZL	554
Nicaragua	NI	NIC	558
Niger (the)	NE	NER	562
Nigeria	NG	NGA	566
Niue	NU	NIU	570
Norfolk Island	NF	NFK	574
Northern Mariana Islands (the)	MP	MNP	580
Norway	NO	NOR	578
Oman	OM	OMN	512
Pakistan	PK	PAK	586
Palau	PW	PLW	585
Palestine, State of	PS	PSE	275
Panama	PA	PAN	591
Papua New Guinea	PG	PNG	598
Paraguay	PY	PRY	600
Peru	PE	PER	604
Philippines (the)	PH	PHL	608
Pitcairn	PN	PCN	612
Poland	PL	POL	616
Portugal	PT	PRT	620
Puerto Rico	PR	PRI	630
Qatar	QA	QAT	634
Réunion	RE	REU	638
Romania	RO	ROU	642
Russian Federation (the)	RU	RUS	643
Rwanda	RW	RWA	646
Samoa	WS	WSM	882
San Marino	SM	SMR	674
Sao Tome and Principe¹	ST	STP	678
Saudi Arabia	SA	SAU	682
Senegal	SN	SEN	686
Serbia	RS	SRB	688
Seychelles	SC	SYC	690
Sierra Leone	SL	SLE	694
Singapore	SG	SGP	702
Sint Maarten (Dutch part)	SX	SXM	534
Slovakia	SK	SVK	703
Slovenia	SI	SVN	705
Solomon Islands	SB	SLB	090
Somalia	SO	SOM	706
South Africa	ZA	ZAF	710
South Georgia and the South Sandwich Islands	GS	SGS	239
South Sudan	SS	SSD	728
Spain	ES	ESP	724
Sri Lanka	LK	LKA	144
Saint Helena, Ascension and Tristan da Cunha	SH	SHN	654
Saint Kitts and Nevis	KN	KNA	659
Saint Lucia	LC	LCA	662
Saint Martin (French part)	MF	MAF	663
Saint Pierre and Miquelon	PM	SPM	666
Saint Vincent and the Grenadines	VC	VCT	670
Sudan (the)	SD	SDN	729
Suriname	SR	SUR	740
Svalbard and Jan Mayen	SJ	SJM	744
Eswatini	SZ	SWZ	748
Sweden	SE	SWE	752
Switzerland	CH	CHE	756
Syrian Arab Republic (the)	SY	SYR	760
Taiwan	TW	TWN	158
Tajikistan	TJ	TJK	762
Tanzania, the United Republic of	TZ	TZA	834
Thailand	TH	THA	764
Timor-Leste	TL	TLS	626
Togo	TG	TGO	768
Tokelau	TK	TKL	772
Tonga	TO	TON	776
Trinidad and Tobago	TT	TTO	780
Tunisia	TN	TUN	788
Turkey	TR	TUR	792
Turkmenistan	TM	TKM	795
Turks and Caicos Islands (the)	TC	TCA	796
Tuvalu	TV	TUV	798
Uganda	UG	UGA	800
Ukraine	UA	UKR	804
United Arab Emirates (the)	AE	ARE	784
United Kingdom of Great Britain and Northern Ireland (the)	GB	GBR	826
United Nations Interim Administration Mission in Kosovo	QZ	QZZ	900
United States of America (the)	US	USA	840
United States Minor Outlying Islands (the)	UM	UMI	581
Virgin Islands (U.S.)	VI	VIR	850
Uruguay	UY	URY	858
Uzbekistan	UZ	UZB	860
Vanuatu	VU	VUT	548
Venezuela (Bolivarian Republic of)	VE	VEN	862
Viet Nam	VN	VNM	704
Wallis and Futuna	WF	WLF	876
Western Sahara	EH	ESH	732
Yemen	YE	YEM	887
Zambia²	ZM	ZMB	894
Zimbabwe ⁵	ZW	ZWE	716

Benchmark Currency Codes

Currency	Alphabetic Code	Numeric Code
Euro	EUR	978
US Dollar	USD	840
Australian Dollar	AUD	036
Indian Rupee	INR	356
Norwegian Krone	NOK	578
Brazilian Real	BRL	986
Bulgarian Lev	BGN	975
Canadian Dollar	CAD	124
Yuan Renminbi	CNY	156
New Zealand Dollar	NZD	554
Kuna	HRK	191
Czech Koruna	CZK	203
Danish Krone	DKK	208
Pound Sterling	GBP	826
Hong Kong Dollar	HKD	344
Forint	HUF	348
Iceland Krona	ISK	352
Rupiah	IDR	360
New Israeli Sheqel	ILS	376
Yen	JPY	392
Won	KRW	410
Rand	ZAR	710
Swiss Franc	CHF	756
Malaysian Ringgit	MYR	458
Mexican Peso	MXN	484
Philippine Peso	PHP	608
Zloty	PLN	985
Romanian Leu	RON	946
Russian Ruble	RUB	643
Singapore Dollar	SGD	702
Swedish Krona	SEK	752
Baht	THB	764
Turkish Lira	TRY	949

Currency Codes

Country/Territory Name	ISO Currency Name	ISO Alpha Currency Code	ISO Numeric Currency Code
Afghanistan	Afghani	AFN	971
Albania	Lek	ALL	008
Algeria	Algerian Dinar	DZD	012
American Samoa	U.S. Dollar^S	USD	840
Andorra	Euro^S	EUR	978
Angola	Kwanza	AOA	973
Anguilla	E. Caribbean Dollar	XCD	951
Antarctica	No Universal Currency	N/A	N/A
Antigua and Barbuda	E. Caribbean Dollar	XCD	951
Argentina	Argentine Peso	ARS	032
Armenia	Armenian Dram	AMD	051
Aruba	Aruban Guilder	AWG	533
Australia	Australian Dollar^S	AUD	036
Austria	Euro^S	EUR	978
Azerbaijan	Azerbaijan Manat	AZN	944
Bahamas (the)	Bahamian Dollar	BSD	044
Bahrain	Bahraini Dinar	BHD	048
Bangladesh	Taka	BDT	050
Barbados	Barbados Dollar	BBD	052
Belarus	Belarussian Ruble	BYN	933
Belgium	Euro^S	EUR	978
Belize	Belize Dollar	BZD	084
Benin	CFA Franc BCEAO	XOF	952
Bermuda	Bermudian Dollar	BMD	060
Bhutan	Bhutan Ngultrum	BTN	064
Bhutan	Indian Rupee^S	INR	356
Bolivia (Plurinational State of)	Boliviano	BOB	068
Bonaire, Sint Eustatius and Saba	U.S. Dollar^S	USD	840
Bosnia and Herzegovina	Convertible Mark	BAM	977
Botswana	Pula	BWP	072
Bouvet Island	Norwegian Krone^S	NOK	578
Brazil	Brazilian Real^S	BRL	986
British Indian Ocean Territory (the)	U.S. Dollar^S	USD	840
Virgin Islands (British)	U.S. Dollar^S	USD	840
Brunei Darussalam	Brunei Dollar	BND	096
Bulgaria	Bulgarian Lev	BGN	975
Burkina Faso	CFA Franc BCEAO	XOF	952
Burundi	Burundi Franc	BIF	108
Cambodia	Riel	KHR	116
Cameroon	CFA Franc BEAC	XAF	950
Canada	Canadian Dollar^S	CAD	124
Cabo Verde	Cape Verde Escudo	CVE	132
Cayman Islands (the)	Cayman Islands Dollar	KYD	136
Central African Republic (the)	CFA Franc BEAC	XAF	950
Chad	CFA Franc BEAC	XAF	950
Chile	Chilean Peso	CLP	152
Christmas Island	Australian Dollar^S	AUD	036
Cocos (Keeling) Islands (the)	Australian Dollar^S	AUD	036
Colombia	Colombian Peso	COP	170
Comoros (the)	Comoro Franc	KMF	174
Congo (the)	CFA Franc BEAC	XAF	950
Cook Islands (the)	New Zealand Dollar^S	NZD	554
Costa Rica	Costa Rican Colon	CRC	188
Côte d'Ivoire	CFA Franc BCEAO	XOF	952
Croatia	Euro	Euro³	978
Cuba	Cuban Peso	CUP	192
Curaçao	Caribbean Guilder	XCG	532
Cyprus	Euro^S	EUR	978
Czechia	Czech Koruna^S	CZK	203
Congo (the Democratic Republic of the)	Franc Congolais (formerly New Zaire)	CDF	976
Denmark	Danish Krone^S	DKK	208
Djibouti	Djibouti Franc	DJF	262
Dominica	E. Caribbean Dollar	XCD	951
Dominican Republic (the)	Dominican Peso	DOP	214
Ecuador	U.S. Dollar^S	USD	840
Egypt	Egyptian Pound	EGP	818
El Salvador	U.S. Dollar^S	USD	840
Equatorial Guinea	CFA Franc BEAC	XAF	950
Eritrea	Eritean Nakfa	ERN	232
Estonia	Euro^S	EUR	978
Ethiopia	Ethiopian Birr	ETB	230
European Union	Euro^S	EUR	978
Faroe Islands (the)	Danish Krone^S	DKK	208
Falkland Islands (the) [Malvinas]	Falkland Islands Pound	FKP	238
Fiji	Fiji Dollar	FJD	242
Finland	Euro^S	EUR	978
France	Euro^S	EUR	978
French Guiana	Euro^S	EUR	978
French Polynesia	CFP Franc	XPF	953
French Southern Territory (the)	Euro^S	EUR	978
Gabon	CFA Franc BEAC	XAF	950
Gambia (the)	Dalasi	GMD	270
Georgia	Lari	GEL	981
Germany	Euro^S	EUR	978
Ghana	Cedi	GHS	936
Gibraltar	Gibraltar Pound	GIP	292
Greece	Euro^S	EUR	978
Greenland	Danish Krone^S	DKK	208
Grenada	E. Caribbean Dollar	XCD	951
Guadeloupe	Euro^S	EUR	978
Guam	U.S. Dollar^S	USD	840
Guatemala	Quetzal	GTQ	320
Guinea	Guinea Franc	GNF	324
Guinea-Bissau	Guinea-Bissau Peso	GWP	624
Guyana	Guyana Dollar	GYD	328
Haiti	Gourde	HTG	332
Heard Island and McDonald Islands	Australian Dollar^S	AUD	036
Holy See (the)	Euro^S	EUR	978
Honduras	Lempira	HNL	340
Hong Kong	Hong Kong Dollar^S	HKD	344
Hungary	Forint^S	HUF	348
Iceland	Iceland Krona	ISK	352
India	Indian Rupee^S	INR	356
Indonesia	Rupiah	IDR	360
Iran (Islamic Republic of)	Iranian Rial	IRR	364
Iraq	Iraqi Dinar	IQD	368
Ireland	Euro^S	EUR	978
Israel	New Israeli Shequel^S	ILS	376
Italy	Euro^S	EUR	978
Jamaica	Jamaican Dollar	JMD	388
Japan	Yen^S	JPY	392
Jordan	Jordanian Dinar	JOD	400
Kazakhstan	Tenge	KZT	398
Kenya	Kenyan Shilling	KES	404
Kiribati	Australian Dollar^S	AUD	036
Korea (the Democratic People's Republic of)	North Korean Won	KPW	408
Korea (the Republic of)	Won	KRW	410
Kuwait	Kuwaiti Dinar	KWD	414
Kyrgyzstan	Som	KGS	417
Lao People's Democratic Republic (the)	Kip	LAK	418
Latvia	Euro^S	EUR	978
Lebanon	Lebanese Pound	LBP	422
Lesotho	Lesotho Loti	LSL	426
Lesotho	Rand^S	ZAR	710
Liberia	Liberian Dollar	LRD	430
Libya	Libyan Dinar	LYD	434
Liechtenstein	Swiss Franc^S	CHF	756
Lithuania	Euro^S	EUR	978
Luxembourg	Euro^S	EUR	978
Macao	Pataca	MOP	446
North Macedonia	Denar	MKD	807
Madagascar	Malagasy Ariary	MGA	969
Mainland China	Yuan Renminbi	CNY	156
Malawi	Malawi Kwacha	MWK	454
Malaysia	Malaysian Ringgit^S	MYR	458
Maldives	Rufiyaa	MVR	462
Mali	CFA Franc BCEAO	XOF	952
Malta	Euro^S	EUR	978
Marshall Islands (the)	U.S. Dollar^S	USD	840
Martinique	Euro^S	EUR	978
Mauritania¹	Ouguiya	MRU	929
Mauritius	Mauritius Rupee	MUR	480
Mayotte	Euro^S	EUR	978
Mexico	Mexican Peso^S	MXN	484
Micronesia (Federated States of)	U.S. Dollar^S	USD	840
Moldova (the Republic of)	Moldovan Leu	MDL	498
Monaco	Euro^S	EUR	978
Mongolia	Tugrik	MNT	496
Montenegro	Euro^S	EUR	978
Montserrat	E. Caribbean Dollar	XCD	951
Morocco	Moroccan Dirham	MAD	504
Mozambique	Mozambique Metical	MZN	943
Myanmar	Kyat	MMK	104
Namibia	Namibia Dollar	NAD	516
Namibia	Rand^S	ZAR	710
Nauru	Australian Dollar^S	AUD	036
Nepal	Nepalese Rupee	NPR	524
Netherlands (the)	Euro^S	EUR	978
New Caledonia	CFP Franc	XPF	953
New Zealand	New Zealand Dollar^S	NZD	554
Nicaragua	Cordoba Oro	NIO	558
Niger (the)	CFA Franc BCEAO	XOF	952
Nigeria	Naira	NGN	566
Niue	New Zealand Dollar^S	NZD	554
Norfolk Island	Australian Dollar^S	AUD	036
Northern Mariana Islands (the)	U.S. Dollar^S	USD	840
Norway	Norwegian Krone^S	NOK	578
Oman	Rial Omani	OMR	512
Pakistan	Pakistan Rupee	PKR	586
Palau	U.S. Dollar^S	USD	840
Palestine, State of	U.S. Dollar^S	USD	840
Panama	Balboa	PAB	590
Papua New Guinea	Kina	PGK	598
Paraguay	Guarani	PYG	600
Peru	Sol	PEN	604
Philippines (the)	Philippine Peso	PHP	608
Pitcairn	New Zealand Dollar^S	NZD	554
Poland	Zloty^S	PLN	985
Portugal	Euro^S	EUR	978
Puerto Rico	U.S. Dollar^S	USD	840
Qatar	Qatari Rial	QAR	634
Réunion	Euro^S	EUR	978
Romania	Leu^S	RON	946
Russian Federation (the)	Russian Ruble^S	RUB	643
Rwanda	Rwanda Franc	RWF	646
Samoa	Tala	WST	882
San Marino	Euro^S	EUR	978
Sao Tome and Principe¹	Dobra	STN	930
Saudi Arabia	Saudi Riyal^S	SAR	682
Senegal	CFA Franc BCEAO	XOF	952
Serbia	Serbian Dinar	RSD	941
Seychelles	Seychelles Rupee	SCR	690
Sierra Leone	Leone	SLL⁴	694
Sierra Leone	Leone	SLE	925
Singapore	Singapore Dollar^S	SGD	702
Sint Maarten (Dutch part)	Caribbean Guilder	XCG	532
Slovakia	Euro^S	EUR	978
Slovenia	Euro^S	EUR	978
Solomon Islands	Solomon Islands Dollar	SBD	090
Somalia	Somali Shilling	SOS	706
South Africa	Rand^S	ZAR	710
South Georgia and the South Sandwich Islands	Pound Sterling^S	GBP	826
South Sudan	South Sudanese Pound	SSP	728
Spain	Euro^S	EUR	978
Sri Lanka	Sri Lanka Rupee	LKR	144
Saint Helena, Ascension and Tristan da Cunha	St. Helena Pound	SHP	654
Saint Kitts and Nevis	E. Caribbean Dollar	XCD	951
Saint Lucia	E. Caribbean Dollar	XCD	951
Saint Martin (French part)	Euro^S	EUR	978
Saint Pierre and Miquelon	Euro^S	EUR	978
Saint Vincent and the Grenadines	E. Caribbean Dollar	XCD	951
Sudan (the)	Sudanese Pound	SDG	938
Suriname	Surinam Dollar	SRD	968
Svalbard and Jan Mayen	Norwegian Krone^S	NOK	578
Eswatini	Lilangeni	SZL	748
Sweden	Swedish Krona^S	SEK	752
Switzerland	Swiss Franc^S	CHF	756
Syrian Arab Republic (the)	Syrian Pound	SYP	760
Taiwan	New Taiwan Dollar	TWD	901
Tajikistan	Somoni	TJS	972
Tanzania, the United Republic of	Tanzanian Shilling	TZS	834
Thailand	Baht^S	THB	764
Timor-Leste	U.S. Dollar^S	USD	840
Togo	CFA Franc BCEAO	XOF	952
Tokelau	New Zealand Dollar^S	NZD	554
Tonga	Pa'anga	TOP	776
Trinidad and Tobago	Trinidad and Tobago Dollar	TTD	780
Tunisia	Tunisian Dinar	TND	788
Turkey	Turkish Lira^S	TRY	949
Turkmenistan	Manat	TMT	934
Turks and Caicos Islands (the)	U.S. Dollar^S	USD	840
Tuvalu	Australian Dollar^S	AUD	036
Uganda	Uganda Shilling	UGX	800
Ukraine	Ukrainian Hryvnia	UAH	980
United Arab Emirates (the)	U.A.E. Dirham^S	AED	784
United Kingdom of Great Britain and Northern Ireland (the)	Pound Sterling^S	GBP	826
United Nations Interim Administration Mission in Kosovo	Euro^S	EUR	978
United States of America (the)	U.S. Dollar^S	USD	840
United States Minor Outlying Islands (the)	U.S. Dollar^S	USD	840
Virgin Islands (U.S.)	U.S. Dollar^S	USD	840
Uruguay	Peso Uruguayo	UYU	858
Uzbekistan	Uzbekistan Sum	UZS	860
Vanuatu	Vatu	VUV	548
Venezuela (Bolivarian Republic of)	Sovereign Bolivar	VES	928
Viet Nam	Dong	VND	704
Wallis and Futuna	CFP Franc	XPF	953
Western Sahara	Moroccan Dirham	MAD	504
Yemen	Yemeni Rial	YER	886
Zambia²	Zambian Kwacha	ZMW	967
Zimbabwe ⁵	Zimbabwe Gold	ZWG	924

Not all ISO 3166–1 codes are supported by Visa. A superscript S following the currency name indicates that it is a settlement currency.

1 ISO Alpha Currency Code MRO and ISO Numeric Currency Code 478 is allowed until 30 June 2018 for originals. It is allowed until 28 February 2019 for exceptions.

2 Currency code 894 was allowed until 30 June 2013 for originals. It was allowed until 31 Dec 2013 for exceptions.

3 After 31 December 2022, Euro acts as the default currency for Croatia. Visa no longer accepts authorization requests with currency code of Croatian Kuna (HRK/191) for original transactions.

4 Currency code 694 for Sierra Leone (SLL/694) is allowed until 30 September 2022 for originals. Exception items with currency code SLL/694 must be submitted with SLL/694 as source currency.

5 Zimbabwe Gold (ZWG/924) replaces Zimbabwe Dollar (ZWL/932) as the new currency code for Zimbabwe from September 01, 2024.

Action Code (actionCode) - UPDATED

Code	Description
00	Approved and completed successfully
01	Refer to card issuer
02	Refer to card issuer, special condition
03	Invalid merchant
04	Pick up card (no fraud)
05	Do not honor
06	Error
07	Pick up card, special condition (fraud account)
10	Partial approval
11	Approved (V.I.P)
12	Invalid transaction
13	Invalid amount or currency conversion field overflow
14	Invalid account number (no such number)
15	No such issuer
19	Re-enter transaction
21	No action taken
25	Unable to locate record in file
28	File temporarily not available for update or inquiry
39	No credit account
41	Lost card, pick up (fraud account)
43	Stolen card, pick up (fraud account)
46	Closed account
51	Not sufficient funds
52	No checking account
53	No savings account
54	Expired card or expiration date is missing
55	Incorrect PIN or PIN missing
57	Transaction not permitted to cardholder
58	Transaction not allowed at terminal
59	Suspected fraud
61	Exceeds approval amount limit
62	Restricted card (card invalid in this region or country)
63	Security violation (source is not correct issuer)
64	Transaction does not fulfill AML requirement
65	Exceeds withdrawal frequency limit
70	PIN data required
74	Different value than that used for PIN encryption errors
75	Allowable number of PIN entry tries exceeded
76	Unsolicited reversal
78	“Blocked, first used”—Transaction from new cardholder, and card not properly unblocked
79	Already reversed (by Switch)
80	No financial impact
81	Cryptographic error found in PIN
82	Negative CAM, dCVV, iCVV, or CVV results
85	No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return
86	Cannot verify PIN; for example, no PVV
89	Ineligible to receive financial position information (GIV)
91	Issuer or switch inoperative and STIP not applicable or not available for this transaction; Time-out when no stand-in; POS Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable.
92	Financial institution or intermediate network facility cannot be found for routing (receiving institution ID is invalid)
93	Transaction cannot be completed - violation of law
94	Request is identified as a duplicate
96	System malfunction
1A	Additional customer authentication required
6P	Verification data failed
B1	Surcharge amount not permitted on Visa cards or EBT food stamps (U.S. acquirers only)
B2	Surcharge amount not supported by debit network issuer.
N0	Force STIP
N3	Cash service not available
N4	Cash request exceeds issuer or approved limit
N5	Ineligible for resubmission
N7	Decline for CVV2 failure
N8	Transaction amount exceeds preauthorized approval amount
P5	Denied PIN unblock—PIN change or unblock request declined by issuer
P6	Denied PIN change—requested PIN unsafe
Q1	Card Authentication failed
R0	Stop Payment Order
R1	Revocation of authorization order
R2	Transaction does not qualify for Visa PIN
R3	Revocation of all authorizations order
Z3	Unable to go online; offline-declined
5C	Transaction not supported/blocked by issuer
9G	Blocked by cardholder/contact cardholder

Point Of Service Data (PointOfServiceData)

Type	PanEntryMode	PosConditionCode	MotoECIIndicator
CardNotPresent	01	59 / 08	5 - 7
	10	59 / 08	5 - 7
	07	00 / 02	7
	91	00 / 02
	96	59
	00	00 / 51
	01 / 10	51
	01 / 05 / 90	00
	01 / 05 / 90	06
CardPresent	01	59 / 08	5 - 7
	02	00
	90	00 / 02	0
	95	00 / 08 / 59
	05	00 / 02
	00	00 / 51
	96	59

Address Verification Results (addressVerificationResults) - Updated 01JUN2023

Code	Description
Y	Full Match
A	Partial Match (street address only)
Z	Partial Match (postal/zip only)
N	Non-Match
U	Unable to Verify
R	Indeterminate Outcome (Retry)

Address Verification Results (addressVerificationResults) - Old

Code	Description	Code	Description
A	The street addresses match but the postal/ZIP codes do not, or the request does not include the postal/ZIP code.	P	Postal/ZIP codes match. Acquirer sent both postal/ZIP code and street address, but street address not verified due to incompatible formats.
B	Street addresses match, but postal/ZIP code not verified due to incompatible formats. (Acquirer sent both street address and postal/ZIP code)	R	Retry: System unavailable or timed out. Issuer ordinarily performs address verification but was unavailable. V.I.P. uses code R when issuers are unavailable. Issuers should refrain from using this code.
C	Street address and postal/ZIP code not verified due to incompatible formats. (Acquirer sent both street address and postal/ZIP code.)	S	Not applicable. If present, V.I.P. replaces it with U or with G.
D	Street addresses and postal/ZIP codes match.	U	Address not verified for domestic transaction. Address not verified for international transaction. Issuer is not an AVS participant, or AVS data was present in the request but issuer did not return an AVS result, or V.I.P. performed address verification on behalf of the issuer and there was no address record on file for this account.
F	Street addresses and postal codes match. Applies to U.K.-domestic transactions only.	W	Not applicable. If present, V.I.P. replaces it with Z. Available for U.S. issuers only.
G	Address not verified for international transaction. Issuer is not an Address Verification Service (AVS) participant, or AVS data was present in the request but issuer did not return an AVS result, or V.I.P. performed address verification on behalf of the issuer and there was no address record on file for this account.	X	Not applicable. If present, V.I.P. replaces it with Y. Available for U.S. issuers only.
I	Address information not verified.	Y	Street address and postal/ZIP match.
M	Street addresses and postal/ZIP codes match.	Z	Postal/ZIP match, street addresses do not match or street address not included in request.
N	No match. Acquirer sent postal/ZIP code only, or street address only, or both postal/ZIP and street address.

Card Verification2 Results (cvv2ResultsCode)

Code	Description
M	CVV2 Match. Indicates that the Funds Transfer API or the issuer was able to verify the CVV2 value provided by the merchant.
N	CVV2 No Match. Indicates that the Funds Transfer API or the issuer was not able to verify the CVV2 value provided by the merchant.
P	Not processed. Indicates that the Funds Transfer API or the issuer was unable to verify the CVV2 value provided by the merchant because either their verification system was not functioning, or not all of the information needed to verify the CVV2 value (such as the expiration date) was included in the request.
S	CVV2 should be on the card. Indicates that the Funds Transfer API or the issuer was unable to perform CVV2 verification, and notifies the merchant that the card should contain a CVV2 value.
U	Issuer does not participate in CVV2 service, or participates but has not provided Visa with encryption keys, or both. Indicates that the issuer is not participating in the CVV2 service, or has not provided Visa with encryption keys needed to perform verification, or that STIP has responded to an issuer-unavailable response.

Cardholder Authentication Verification Value (cavvResultCode)

Code	Description	Code	Description
Blank	CAVV not present - no verification performed: Standard e-commerce or non e-commerce transaction Use standard authorization criteria with Issuer retaining chargeback rights	7	CAVV failed verification (attempt) – Issuer approves authorization: U.S.-issued cards ONLY Issuer or Cardholder does not participate in CAVV verification Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 (cardholder does not recognize transaction) or 83 (fraud transaction - card absent environment)
0	CAVV authentication results invalid - no verification performed: CAVV data not properly formatted Use standard authorization criteria with Issuer retaining chargeback rights	8	CAVV passed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer or Cardholder does not participate in CAVV verification Use standard authorization criteria with Issuer - not eligible for chargebacks
1	CAVV failed verification (authentication) - Issuer approves authorization: .Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 or 83	9	CAVV failed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer ACS unavailable - Visa generated CAVV Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 (cardholder does not recognize transaction) or 83 (fraud transaction - card absent environment)
2	CAVV passed verification (authentication) - Issuer approves authorization: Use standard authorization criteria Transaction is not eligible for chargebacks because a valid CAVV indicates that the cardholder authentication was performed	A	CAVV passed verification (attempt) - Issuer approves authorization: U.S.-issued cards ONLY Issuer ACS unavailable - Visa generated CAVV Use standard authorization criteria with Issuer - not eligible for chargebacks
3	CAVV passed verification (attempt) - Issuer approves authorization: Issuer or Cardholder does not participate in CAVV verification Transaction is not eligible for chargebacks because a valid CAVV indicates that the merchant did attempt to authenticate the cardholder	B	CAVV passed verification (authentication): Information only with no liability shift since ECI value and/or card type is excluded
4	CAVV failed verification (attempt) - Issuer approves authorization: Issuer or Cardholder does not participate in CAVV verification Transaction was approved by the Issuer knowing that the authentication data failed verification and was not reliable Transaction is not eligible for Reason Code 75 or 83	C	CAVV was not verification (attempt): Issuer elected to return CAVV verification results and Field 44.13 blank Visa generated CAVV - results are valid
5	Not Used - Reserved	D	CAVV was not verification (authentication): Issuer elected to return CAVV verification results and Field 44.13 blank Visa generated CAVV - results are valid
6	CAVV not verified (VisaNet flag for Issuer not selected) - Issuer approves authorization: VisaNet processes as if CAVV is valid and use standard authorization criteria to avoid adversely impacting cardholders Transaction is not eligible for chargebacks because a valid CAVV indicates that the merchant did attempt to authenticate the cardholder Issuer has requested no verification

CVV/iCVV Results Codes

Code	Description
(Blank) or not present	CVV, iCVV, or dCVV was not verified.
1	CVV, iCVV, dCVV, or Online CAM failed verification.
2	CVV, iCVV, dCVV, or Online CAM passed verification.
3	Transaction passed CVV, Emergency Replacement Card (ERC) service value only, which is used exclusively by the Global Customer Assistance Service (GCAS).

Card Authentication Results

Code	Description
(Blank) or not present	Online CAM was not performed, or some other situation or problem prevented verification. For example, issuer is not participating in Online CAM, or a system or cryptographic error occurred.
1	The Authorization Request Cryptogram (ARQC) was checked but failed verification.
2	The ARQC was checked and passed verification.

Response Code (Old value) (responseCode)

Code	Description
0	Exception file change initiated by *Global Customer Assistance Service (GCAS)* or Automatic Cardholder Database Update Service (Auto-CDB).
1	Request timed out by switch.
2	Depending on processing system: PCAS.Transaction amount below issuer limit (), or PACM.Transaction amount is below sliding dollar limit (P), or in response to a verification request.
4	One or more of the following: Issuer was not available for processing. CVV or iCVV invalid and Visa has acted on the negative results. PVV invalid and Visa has acted on the negative results. This is the default code when the others listed here do not apply.
5	Response provided by issuer.
C	Response provided by STIP for conditions not listed.

Response Code (New value) (responseCode)

Code	Description
0	Exception file change initiated by *Global Customer Assistance Service (GCAS)* or Automatic Cardholder Database Update Service (Auto-CDB).
V	Authorization requested by Visanet.

Business Application Identifier (businessApplicationId)

Value	Application Type	Value	Application Type
AA	Account to Account	CI	Cash In
BB	Business to Business	CO	Cash Out
BI	Money transfer (bank-initiated)	MP	Face-to-face Merchant Payment
CP	Card Bill Payment	MD	Merchant Disbursement
FD	Funds Disbursement (general)	OG	Online Gambling Payout
FT	Funds Transfer	PD	Payroll/pension disbursement
GD	Government Disbursement	PP	Person to Person
GP	Gambling Payment (other than online gambling)	TU	Prepaid Reload / Top Up
LO	Loyalty and Offers	WT	Wallet Transfer
BP	Non-card Bill Payment	PS	Payment for goods and services
MI	Merchant Initiated OCT for Faster Refund	CD	Cash Deposit
RP	Request-to-Pay Service	LA	Liquid Assets

NOTE

The BAI value of CI applies to mVisa CashInPushPayment transactions only.
The BAI value of CO applies to mVisa CashOutPushPayment transactions only.
The BAI value of LO applies to original credit transactions only.
The BAI value of MP applies to mVisa MerchantPushPayment transactions only.
The BAI value of WT applies to account funding transactions and original credit transactions.
The BAI value of BI applies to the Unites States(U.S) region only.
The BAI value of CD applies to original credit transactions only.

Fast Funds Indicator (fastFundsIndicator)

Code	Description	Code	Description
B	Recipient issuer participates in Fast Funds for all transactions	D	Recipient issuer participates in Fast Funds for domestic transactions only
C	Reserved for future use	N	Recipient issuer does not participate in Fast Funds

Push Funds Indicator (pushFundsIndicator)

Code	Description	Code	Description
A	Does not accept OCTs	C	Accepts all OCTs
B	Accepts Enhanced Format Money Transfer OCTs only	N	Does not accept OCTs

Note: Basic Format OCTs is deprecated since April 2019, and newer version of the API does not support this value.

Source Of Funds (sourceOfFundsCode)

Code	Description
01	Visa credit
02	Visa debit
03	Visa prepaid
04	Cash
05	Debit/deposit access accounts other than those linked to a Visa card (includes checking/savings accounts and proprietary debit/ATM cards)
06	Credit accounts other than those linked to a Visa card (includes credit cards and proprietary credit lines)

Alerts: Supported Time Zones

UTC Offset	Time Zone Display	Time Zone Standard Name	Time Zone Daylight Name
UTC+00:00	Greenwich Mean Time	GMT
UTC+01:00	Central European Time	CET	CEST
UTC+02:00	Eastern European Time	EET	EEST
UTC+03:00	Further-eastern European Time	FET
UTC+03:30	Iran Standard Time	IRST
UTC+04:00	Moscow Time	MSK
UTC+04:30	Afghanistan Time	AFT
UTC+05:00	Pakistan Standard Time	PKT
UTC+05:30	Indian Standard Time	IST
UTC+05:45	Nepal Time	NPT
UTC+06:00	Bangladesh Standard Time	BST
UTC+06:30	Myanmar Standard Time	MST
UTC+07:00	Thailand Standard Time	THA
UTC+08:00	China Standard Time	CST
UTC+09:00	Japan Standard Time	JST
UTC+09:30	Australian CenTral Standard Time	ACST	ACDT
UTC+10:00	Australian EasTern Standard Time	AEST	AEDT
UTC+10:30	Lord Howe Standard Time	LHST
UTC+11:00	Solomon Islands Time	SBT
UTC+11:30	Norfolk Time	NFT
UTC+12:00	New Zealand Standard Time	NZST	NZDT
UTC+12:45	Chatham Standard Time	CHAST	CHADT
UTC+13:00	Phoenix Island Time	PHOT
UTC+14:00	Line Islands Time	LINT
UTC-01:00	Azores Standard Time	AZOST
UTC-02:00	South Georgia and The South Sandwich Islands	GST
UTC-03:00	Brasilia Time	BRT
UTC-03:30	Newfoundland Standard Time	NST	NDT
UTC-04:00	Atlantic Standard Time	AST	ADT
UTC-04:30	Venezuelan Standard Time	VET
UTC-05:00	Eastern Standard Time (North America)	EST	EDT
UTC-06:00	Central Time	(NorTh America)CST	CDT
UTC-07:00	MounTain Standard Time (North America)	MST	MDT
UTC-08:00	Pacific Standard Time (North America)	PST	PDT
UTC-09:00	Alaska Standard Time	AKST	AKDT
UTC-09:30	Marquesas Islands Time	MIT
UTC-10:00	Hawaii-Aleutian Standard Time	HAST	HADT
UTC-11:00	Samoa Standard Time	SST
UTC-12:00	Baker Island Time	BIT

Alerts: Merchant Category Groups

Merchant Category Groups supplied by Visa indicate the primary type of trade conducted by a merchant, similar in concept to standard industry marketing clusters. MCG isc used By Visa Transaction Alerts to indicate that a transaction comes from a merchant of this type.

Merchant Category Group	Description
501	Gambling
502	Liquor Stores
503	Adult Entertainment
504	Bail Bonds
505	Pawn Shops
506	Durable Goods
507	Miscellaneous
508	Fuel
509	Supermarket
510	Health Care
511	Travel
512	Dining
513	Entertainment
514	General Retail
515	Drug Store
516	Electronic Stores
517	Housing
518	Automotive
519	Coffee Stores

Alerts: Service Offerings

Service Offerings are used by Visa Transaction Alerts to describe the conditions that can trigger an alert.

Note: All currency amounts must be greater than or equal to the minimum value established for the portfolio Service offerings are opted in to individual card-contact combinations per customer.

Type	Service Offering	Offering Properties	Occurances Allowed	Description
Transactional	Balance	Key: ThresholdAmount	1	An alert is triggered when a balance inquiry is made.
		Value: Numeric value of currency in whole numbers

	CardNotPresent	Key: ThresholdAmount	1	An alert is triggered when a purchase is made online, by telephone, or by mail order, and for scheduled automatic payments.
		Value: Numeric value of currency in whole numbers

	Cashback	Key: ThresholdAmount	1	An alert is triggered when cash is received along with a purchase.
		Value: Numeric value of currency in whole numbers

	CashWithdrawal	Key: ThresholdAmount	1	An alert is triggered when an ATM cash withdrawal is made.
		Value: Numeric value of currency in whole numbers

	CrossBorder	Key: ThresholdAmount	1	An alert is triggered when a transaction is made outside the country in which the account was issued and may include cash withdrawals.
		Value: Numeric value of currency in whole numbers

	Declined	Key: ThresholdAmount	1	An alert is triggered for transactions that are declined.
		Value: Numeric value of currency in whole numbers

	Gasoline	N/A		An alert is triggered when pre-authorizations are processed for point-of-sale purchases at gas pumps.


	GenericCredit	Key: ThresholdAmount	1	An alert is triggered when a credit is received from a merchant.
		Value: Numeric value of currency in whole numbers

	MCG	Key: MCGCode	1 per MCG	An alert is triggered for transactions defined within a category.
		Value: Single Code value from the included list of MCG
		Key: ThresholdAmount
		Value: Numeric value of currency in whole numbers

	Threshold	Key: ThresholdAmount	1	An alert is triggered when the card is used for a purchase that is greater than a predefined purchase amount.
		Value: Numeric value of currency in whole numbers

Aggregate	AggregateMCG	Key: MCGCode	1 per MCG	An alert is triggered by customer-defined pre-set spend aggregation thresholds and set aggregation levels at time-based totals for transactions within a category.
		Value: Single Code value from the included list of MCG
		Key: DailyAmount
		Value: Numeric value of currency in whole numbers
		Key: WeeklyAmount
		Value: Numeric value of currency in whole numbers
		Key: MonthlyAmount
		Value: Numeric value of currency in whole numbers

	AggregateOOCATM	Key: DailyAmount	1	An alert is triggered by customer-defined pre-set spend aggregation thresholds and set aggregation levels at time-based totals for out of country ATM withdrawls.
		Value: Numeric value of currency in whole numbers
		Key: WeeklyAmount
		Value: Numeric value of currency in whole numbers
		Key: MonthlyAmount
		Value: Numeric value of currency in whole numbers

	AggregatePurchase	Key: DailyAmount	1	An alert is triggered by customer-defined pre-set spend aggregation thresholds and set aggregation levels at time-based totals.
		Value: Numeric value of currency in whole numbers
		Key: WeeklyAmount
		Value: Numeric value of currency in whole numbers
		Key: MonthlyAmount
		Value: Numeric value of currency in whole numbers

Suppression	DoNotDisturb	Key: DoNotDisturbStart	1	Establishes the timespan within a 24 hour period in which the customer does not wish to receive alerts. The alerts are queued until the timespan has elapsed.
		Value: Hour and Minute representation in the format HH:MM
		Key: DoNotDisturbEnd
		Value: Hour and Minute representation in the format HH:MM

	SuppressRecurring	N/A	1	Suppress alerts for reoccurring or automated transactions.

ISO Codes: Alerts, supported Languages

Country Name	Supported Language (Alerts)
British Indian Ocean Territory	pt-BR
Cape Verde Island	fr-CA
Micronesia	Es-MX
United States	en-US
United States Minor Outlying Islands	en-US
United States Virgin Islands	en-US

Network ID and Sharing Group Code

Network Name	Network ID	Sharing Group Code
Accel/Exchange	0020	E
CU24	0024	C
Interlink	0003	G
Maestro	0016	8
NYCE	0018 0027	Y F
Pulse	0009 0017 0019	S L H
Star	0008 0010 0011 0012 0015	N W Z Q M
Visa/PLUS	0002	V

Resources

Value	Description	Accepts Language Parameter
business_segment	Visa business segment types e.g., Consumer, Small Business	Y
card_payment_type	Visa payment types e.g., Debit, Credit	Y
card_product	Visa cards e.g., Visa Signature, Visa Platinum	Y
category	Offer classification e.g., Food & Wine, Travel	Y
language	Available languages for offers e.g., English, Simplified Chinese	N
program	A collection of offers. Every one belongs to only one program.	N
promotion_channel	The mediums where the offer may be promoted e.g., Online	Y
redemption_channel	The mediums where the offer may be redeemed e.g., In-Store	Y
region	A list of regions (and their corresponding countries) available in VMORC	Y (only country)

Business Segments (business_segment)

Code	Description
7	Commercial
8	Consumer
39	Small Business

NOTES

Business segments are dynamically managed within VMORC and new values may be added into the system
The business segment response may differ based on offers an issuer may access. For example, if an issuer may only access "Consumer" offers, the other business segment options are not returned in the Reference Data API response.
The business segments above may be a subset of available values and may differ in production and the sandbox

Card Payment Types (card_payment_type)

Code	Description
9	Credit
10	Debit
11	Pre-Paid

Notes

Card payment types are dynamically managed within VMORC and new values may be added into the system
The card payment type response may differ based on offers an issuer may access. For example, if an issuer may only access "Credit" offers, the other payment type options are not returned in the Reference Data API response.
The card payment types above may be a subset of available values and may differ in production and the sandbox

Card Product (card_product)

Code	Description
15	Visa Platinum
16	Visa Gold
17	Visa Classic
41	Visa Electron
42	Visa Infinite
65	Visa Signature

Notes

Card products are dynamically managed within VMORC and new values may be added into the system
The card product response may differ based on offers an issuer may access. For example, if an issuer may only access "Visa Signature" offers, the other payment type options are not returned in the Reference Data API response.
The card payment types above may be a subset of available values and may differ in production and the sandbox

Category and Subcategory (category and subcategory)

Category Key	Category Value	Subcategory Key	Subcategory Value
94	Food & Wine	95	Dining
94	Food & Wine	96	Wine
18	Travel	25	Car Rentals / Transfers
18	Travel	26	Hotels & Lodging
18	Travel	88	Services
97	Retail	98	Books/Music/Movies

Notes

Categories and subcategories are dynamically managed within VMORC and new values may be added into the system
The category and subcategory response may differ based on offers an issuer may access. For example, if an issuer may only access "Food & Wine" offers, the other category options are not returned in the Reference Data API response. The same case applies to subcategories
The categories and subcategories above may be a subset of available values and may differ in production and the sandbox

Merchant (merchant)

Key	Value
100000	Merchant One
100100	Merchant Two
100200	Merchant Three

Notes

Merchants are dynamically managed within VMORC and new values may be added into the system
The merchant response may differ based on offers an issuer may access. For example, if an issuer may only access "Merchant One" offers, the other merchant options are not returned in the Merchant Data API response.
The merchants above are fictitious and may differ in production and the sandbox

Program (program)

Key	Value
100001	Program A
100002	Program B
100003	Program C

Notes

Programs are dynamically managed within VMORC and new values may be added into the system
The program response may differ based on offers an issuer may access. For example, if an issuer may only access "Program A" offers, the other program options are not returned in the Reference Data API response.
The program above are fictitious and may differ in production and the sandbox

Promotion Channel (promotion_channel)

Key	Value
1	Print
3	Online
5	In Store / Offline

Notes

Promotion channels are dynamically managed within VMORC and new values may be added into the system
The promotion channel response may differ based on offers an issuer may access. For example, if an issuer may only access "Online" offers, the other program options are not returned in the Reference Data API response.
The promotion channels above are a subset of available values and may differ in production and the sandbox

Region (region)

Key	Value
1	AP (Asia Pacific)
2	CEMEA (Central Europe Middle East Africa)
3	EU (Europe)
4	LAC (Latin America)
5	USA
6	Canada

Country (country)

Country Key	Region Key	Country Value
38	6	Canada
44	1	China
58	3	Denmark
175	4	Peru
232	2	United Arab Emirates
234	5	United States of America

Notes

The countries above are subset of available values

Merchant Response Code

Service Identifier/ Merchant Response Code	Description	API Request Must Include	Notes on API Response	Recommended Action on API Response
A	Account Change	New Account Number and Expiration date	Merchant data would be returned if both account number and expiration date matched.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate new account number and expiration date shared with merchant.
E	Expiry Date Change	Expiry Date Change	New Account Number and Expiration date	Merchant data would be returned if both account number and expiration date matched. Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate new expiration date shared with merchant.
V	Validation - No change in account information	New Account Number and Expiration date	Merchant data would be returned if both account number and expiration date matched.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate no updates provided to merchant.
C	Closed Account	Old Account Number Only	Merchant data would be returned based on old account match. Expiration date provided in the API Request would be ignored.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate no updates provided to merchant, and cardholder should contact merchant to provide card information.
Q	Contact Cardholder	Old Account Number Only	Merchant data would be returned based on old account match. Expiration date provided in the API Request would be ignored.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate no updates provided to merchant. Cardholder should contact merchant to provide card information.
B (sent to acquirer as ‘N’)	Blocked Merchant	Old Account Number Only	Merchant data would be returned based on old account match. Expiration date provided in the API Request would be ignored.	Display merchant name, or sub-merchant name (if TPA indicator = ‘Y’) and inquiry date. Indicate no updates provided to merchant. Cardholder should contact merchant to provide card information.

Card Platform Code

Code	Description
BZ	Business
CN	Consumer
GV	Government Notes
TT	TEST PLTFRM

Pan Entry Mode Codes

PAN Entry Mode Code	Description
00	Unknown or terminal not used.
01	Manual (key entry).
02	Visa: Magnetic stripe read; CVV checking may not be possible. PLUS: Track 2 contents read, but transaction not eligible for CVV checking.
03	Optical code.
04	Reserved for future use.
05	Contact integrated circuit card read using VSDC chip data rules; Online CAM authentication method; iCVV checking possible.
06	Reserved for future use.
07	Contactless device-read-originated using qVSDC chip data rules; Online CAM authentication method; iCVV checking possible.
10	Credential on file: Merchant initiates transaction for cardholder using credentials stored on file.
90	Magnetic stripe read and exact content of Track 1 or Track 2 included (CVV check possible).
91	Contactless device-read-originated using magnetic stripe data rules; dCVV. checking is possible; Online CAM checking possible for MSD CVN 17 only.
95	Integrated circuit card read; CVV or iCVV checking may not be possible..

POS Condition Codes

POS Condition Code	Description
00	Normal transaction of this type.
01	Customer not present.
02	Unattended cardholder-activated environment.
03	Merchant suspicious of transaction (or card).
05	Customer present, card not present.
06	Preauthorized request.
08	Mail, telephone, recurring, advance, or installment order.
11	Suspected fraud.
12	Security.
13	Dispute Response Financial.
17	Dispute Financial.
51	Address/CVV2/account verification without authorization; product eligibility inquiry without authorization; Master Card POS account status inquiry. NOTE: Invalid for Crediário eligibility inquiry messages.
52	Reserved for future use.
54	Dispute Financial Reversal.
59	E-commerce request by public network.
71	Card present, magnetic stripe cannot be read (key-entered)—U.S. only.

Moto ECI Indicator Codes

Moto ECI Indicator Code	Description
0	Originators can pass this value when the transaction is not a Mail Order/Telephone Order (MOTO).
1	Single transaction of a mail/phone order
2	Recurring transaction
3	Installment payment
4	Unknown classification/Other mail order
5	Secure electronic commerce transaction
6	Non-authenticated security transaction at a 3-D Secure-capable merchant, and merchant attempted to authenticate the cardholder using 3-D Secure
7	Non-authenticated Security Transaction
8	Non-secure transaction

Message Reason Codes

Message Reason Code	Description
3901	Resubmission Transaction – A merchant performs a resubmission in cases where it requested an authorization, but received a decline due to insufficient funds after it has already delivered the goods or services to the cardholder. Merchants in such scenarios can resubmit the request to recover outstanding debt from cardholders.
3902	Delayed Charges Transaction – Delayed charge transaction is performed to process a supplemental account charge after original services have been rendered and respective payment has been processed. Relevant merchant segments are limited to vehicle rental, lodging, cruise lines, and other rentals.
3903	Reauthorization Transaction – A merchant initiates a reauthorization when the completion or fulfillment of the original order or service extends beyond the authorization validity limit set by Visa. There are two common reauthorization scenarios: • Split or delayed shipments at eCommerce retailers. A split shipment occurs when not all of the goods ordered are available for shipment at the time of purchase. If the fulfillment of the goods takes place after the authorization validity limit set by Visa, eCommerce merchants perform a separate authorization to ensure that consumer funds are available. • Extended stay hotels, car rentals, and cruise lines. A reauthorization is used for stays, voyages, and/or rentals that extend beyond the authorization validity period set by Visa.
3904	No Show Transaction – Cardholders can use their Visa cards to make a guaranteed reservation with certain merchant segments. A guaranteed reservation ensures that the reservation will be honored and allows a merchant to perform a no-show transaction to charge the cardholder a penalty according to the merchant’s cancellation policy.

POS Environment Codes

POS Environment Code	Description
C	Credential on file.
I	Indicates that the message is for an installment payment.
R	Indicates that the cardholder and merchant have agreed to periodic billing for goods and services, such as utility bills and magazines.

Recall for Fraud - Questions and possible answers

ID#	Question	Answer
RECALL_0001	Type of fraud committed (e.g., identity theft, cyber, Ponzi, etc.)	Identity Theft Cyber Ponzi Other
RECALL_0002	Are the sender and recipient known to each other?	Boolean (Yes/No)
RECALL_0003	Relevant law enforcement agency report and reference number	String (250)
RECALL_0004	Have your anti-fraud controls been reviewed?	Boolean (Yes/No)

Account Identifier Type Codes

Code	Description
00	Other
01	Routing transit number (RTN) and bank account
02	IBAN
03	Card account
04	Email
05	Phone number
06	Bank account number (BAN) and bank identification code (BIC)
07	Wallet ID
08	Social network ID

Account Name Inquiry Results (cardHolderNameVerificationResult)

<a href=\"/request_response_codes#ani_match_decision_codes\">ANI match decision</a>

nameMatchDecision:

Code	Description
01	Match
50	Partial Match
99	No Match

<a href=\"/request_response_codes#ani_name_result_codes\">ANI name Result</a>"

nameResult:

Code	Description
00	Name match performed
01	Name match not performed
02	Name match not supported