Visa Card Eligibility Service (VCES)

Provide and check eligibility access rights to exclusive benefits, offers, and promotions

available for use by

Issuer Banks

Acquirer Banks

Merchants

Independent Developers

Issuer Banks for Small Business

Regional Availability

View Details
  • N. America
  • Asia-Pacific
  • Europe
  • CEMEA
  • LAC

Fees & terms

Free to use in Sandbox. Contact for Production fees. Product terms located at end of the page.

Man talking to woman

Seamlessly check eligibility

Visa Card Eligibility Service (VCES) is an account eligibility verification product enabling our issuers, merchants, partners, and developers to check eligibility/access rights to exclusive benefits, offers, and promotions, subject to terms and restrictions, in real-time.

The Visa Card Eligibility API is available to partners who have access to PAN data (PCI DSS compliant) while the Visa Card Eligibility iFrame API is available to partners who do not have access to PAN data as part of their use case.

Key Features

credit card icon

Check eligibility to benefits, offers, and promotions in real-time

document checkboxes icon

Grant access using pre-defined rules known as eligibility criteria

hand clicking icon

Multiple integration touchpoints to create an optimal user experience

Why Use It?

  • Provides an easy and elegant way to check if a card meets complex eligibility criteria before providing access to premium benefits, offers, or promotions.
  • Helps issuers and partners create portfolio specific benefits or service offerings, thereby enabling them to track the impact of engagement on spend and loyalty.
  • Control consumption of entitlements by establishing redemption limits over a period.

APIs Included

Visa Card Eligibility API

Used by partners who have access to PAN data (PCI DSS Compliant).

Visa Card Eligibility iFrame API

Used by partners who do not have access to PAN data.

Related Content

John Paul standing with a team of five others

Increase Loyalty for Issuers

John Paul uses Visa Card Eligibility Service and Visa Global ATM Locator APIs in their white label concierge app to improve Visa cardholder experiences and increase loyalty for issuers.

Ready to start with Visa Card Eligibility Service?
Need Support?