Visa Direct Connect is an enablement service consolidating access to Visa Direct money movement offerings to simplify client integration and maintenance of our products. It is a money movement solution to simplify integrations with Visa Direct.

By focusing on a cohesive and adaptable approach to our product, processing, and network infrastructure, we aim to provide a client experience that is both seamless and highly integrated.

Visa Direct Connect facilitates connection to Visa Direct, which enables transfers to accounts, wallets, and cards through a comprehensive suite of APIs. These APIs cover various stages of transactions, including pre-transaction verification (Validate Payload), executing the transfer (Send Payout), and post-transfer processes (Query Payout, Cancel Payout, Request Exception), by integrating with Visa Direct's services for accounts, wallets, and cards. Please note, a client may only send payouts to those products to which it has approved access.

Visa Direct for Account and Visa Direct for Wallet are designed to support cross-border transactions only. Both domestic and cross-border transactions are supported using Visa Direct for Card. For Visa B2B Connect, cross-border transfers are supported, and domestic transfers may be supported. Please contact your Visa Representative for more information on B2B transfers.

Visa Direct Connect APIs also support high value business to business transfers, enabling a bank-to-bank messaging and settlement platform for financial institutions, and enabling commercial customers to make secure, predictable, and cost-effective cross-border payments. Unlike traditional card-based models, transactions are funded directly from the sending commercial customer’s cash account at their commercial bank to the recipient’s cash account at their commercial bank.