The following is a list of services and use cases supported by the VisaNet Connect - Issuing APIs. If you need additional information, contact the product office at [email protected]
Supported Use Cases:
1. In store (card-present): a broad range of point-of-sale payment methods including magnetic stripe ("swipe"), EMV1 ("dip"), and NFC2 ("tap") - both with or without PIN (Personal Identification Number).
2. Online (card-not-present): eCommerce, Mail Order/Telephone Order (MOTO), installments, recurring payments, and bill payments
3. Digital Wallets: payments through digital wallets including ApplePay, GooglePay, and SamsungPay.
4. ATM: withdrawals, deposits, balance inquiries, and balance transfers.
Key Features and Merchant Segments:
· Tokenization: approve tokenization requests through an account verification request message.
· EU PSD2: support for PSD2 requirements including Strong Customer Authentication, Delegated Authentication Service, and SCA exemptions.
· Visa “on-behalf-of” cardholder authentication: support for card and cardholder verification methods including Card Verification Value (CVV), Card Verification Value 2 (CVV2), Cardholder Authentication Verification Value (CAVV), and Address Verification Service (AVS).
· Automated Fuel Dispenser/Electric Vehicle Charging: support for additional data required to process AFD/EVC payments. Commercial/fleet support will be included at a later date.
· Travel and Entertainment (T&E): Support for additional data required for consumer airlines, car rentals, and lodging transactions.
· Visa Installment Service: Installment payment plans that allow consumers to divide a purchase over time into smaller equal payments.
· Cardholder-Initiated Transactions/Merchant-Initiated Transactions Framework
· Risk Scoring: Support for Visa Advanced Authorization (VAA) and Compromised Account Management System (CAMS) scores which can help issuers to optimize loss prevention and maximize profitability through effective risk-scoring capabilities.
· Account Name Inquiry (ANI): ANI enables the payment originator to verify that the name provided by a cardholder matches the name held by their issuing bank
1 EMV (Europay, Mastercard, and Visa) - a technical standard for smart payment cards and payment terminals
2 NFC - near-field communication
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