Enhanced Travel Experience

Provide a more seamless payment experience and easy access to information regardless of cardholder location.

Give your cardholders more control and more flexibility when traveling near or far.

Available for use by

Issuer Banks
Independent Developers

Regional Availability

Global

Use geo location data to reduce false declines

Allow cardholders to travel with confidence while reducing calls to the Issuer’s support call centers. With Mobile Location Confirmation, Visa helps Issuers eliminate unnecessary declines, resulting in a more hassle-free experience for cardholders. Through this service, cardholders can provide their mobile phone geo-location data so that Visa can inform their Issuer whether the cardholder’s mobile phone is near the merchant requesting authorization, enabling the issuer to make more confident authorization decisions.

Incorporate cardholder-reported itineraries in the authorization decision

Visa also recommends incorporating the ability for a cardholder to self-report their travel itineraries. Visa Travel Notification Service enables access to the cardholder’s travel plans in the authorization message to help issuers make authorization decisions with precision.

Apply personalized card controls

Cardholders can have additional control and visibility over their spending through Visa Transaction Controls. With the ability to turn off / on transaction alerts and transaction blocks and set spending limits on their mobile app or banking website, cardholders can help prevent or contain the misuse of cards and better manage their finances at any time.

Locate nearby ATMS

Enable cardholders to search for Visa/Plus ATM locations around the world, via the Web or from their internet-enabled mobile devices using Visa Global ATM Locator.

Get access to foreign exchange rates

Enable cardholders to easily access foreign exchange rates using Visa daily currency exchange rates for a given currency pair. With Foreign Exchange Rates, you can provide a better user experience for cross-border and/or multicurrency transactions.

Key Benefits

mobile device icon

Help prevent false declines while travelling by providing mobile phone location information or travel plans in advance.

mixing board icon

Want enhanced control? Manage your spending through card controls.

map with single pin icon

Get access to information such as nearby ATM locations and foreign exchange rate.

APIs Used

Mobile Location Confirmation

Mobile Location Confirmation helps improve the consumer experience by helping you have more confidence to approve payment transactions when your cardholders travel. Visa can tell you at the time of purchase whether your cardholder is near a merchant requesting payment authorization.

Visa Travel Notification Service

The Visa Travel Notification Service helps you avoid mistaken purchase declines while your cardholders are traveling by incorporating cardholder self-reported travel plans into the VisaNet authorization message.

Visa Transaction Controls

Visa Transaction Controls (VTC) empowers your mobile app to be the command and control center for managing payments. With VTC, issuers can offer their cardholders the ability to set blocks and alerts on their cards and/or digital accounts via the issuer’s mobile banking app or online website.

Visa Global ATM Locator

Visa Global ATM Locator enables cardholders to search for Visa/Plus ATM locations around the world, via the Web or from their internet-enabled mobile devices.

Foreign Exchange

Foreign Exchange Rates provide easy access to the Visa daily currency exchange rate for a given currency pair. With Foreign Exchange Rates, you can provide a better user experience for cross-border and/or multi currency transactions.

Ready to Work with these APIs?