Impesa logoIngo Money

Ingo Money incorporates Visa Direct into its network of networks to help ensure real-time1 funds disbursement capabilities to nearly any debit, reloadable prepaid or credit card, mobile wallets, and even physical cash-out locations.

API Used:

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Making it easy for Ingo Money to implement push payments

"Visa Developer provided clear and helpful API documentation that made it fast and easy for Ingo Money to implement Visa Direct as part of its ‘push payments in a box’ approach, capable of sending real-time, good funds2 to more than 4.5 billion consumer accounts, including Visa cardholders.”

– Lisa McFarland, Chief Product Officer

"Visa Developer provided an efficient path to integrate Visa Direct into our turnkey push payments platform.”

– Lisa McFarland, Chief Product Officer

Here’s a sample plug-in user flow showing how Ingo Push collects, verifies, and tokenizes card account data—and makes disbursements through Visa Direct

Customer enters verification information

Customer selects disbursement option

Customer enters card account information

Customer confirms payment method

Disbursement confirmed and completed

Here’s an example of how Ingo Push could work as a customizable SAAS interface

Customer enters verification information

Customer selects disbursement option

Customer enters card account information

Customer confirms payment method

1 Actual fund availability varies by financial institution and region. Visa requires fast-funds enabled issuers to make funds available to their recipient cardholders within a maximum of 30 minutes of approving the transaction.

2 "Good funds" may not be reversed by the sending financial institution once the transaction is submitted to Visa.

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Disclaimer: All brand names and logos are the property of their respective owners, used for identification purposes only, and do not imply product endorsement or affiliation with Visa. Any third party solutions and links to third party sites are for your information only and equally do not constitute a Visa endorsement. Benefits depend on implementation details and business factors. Depictions are illustrative only and use of capabilities and features are subject to Visa’s terms and conditions and may require development, implementation and resources by you based on your business and operational details. Please refer to the specific API documentation for details on the requirements, eligibility and geographic availability.