Use Cases

Need inspiration? Check out real-world scenarios for using our APIs.


Check out how our partners leverage our APIs to create innovative experiences.

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Card Payouts via ERP

Now Enterprise Resource Planning systems can add a real-time¹ accounts payable option to billions of eligible cards worldwide.

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Transaction Data Enrichment

Help cardholders understand their purchases and reduce chargebacks and cardholder inquiries.

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Set Notice Online, Travel and Transact

Cardholder sets a travel notice through mobile banking app or online banking, travels to reported destination, and confidently makes a purchase transaction.

Man traveling on a street looking at a phone

Set Notice by Phone, Travel and Transact

Cardholder sets a travel notice by calling issuer’s call center, travels to reported destination, and confidently makes a purchase transaction.

Smiling woman looking at her mobile phone

Turn Your Card On or Off

At the touch of a button, cardholders can temporarily disable or enable the use of their card.

Man paying by credit card

Manage Overseas Spend

Provide an option to your cardholders to block international transactions when they are not traveling and / or allow purchases in select countries.

Woman looking at mobile banking app

Easy Benefit Eligibility Validation

Enable quick and easy validation of benefit eligibility based on the Visa card number to help provide a better cardholder experience.

Woman with mobile

Transaction Recognition: Dispute or Legitimate Purchase?

Provide purchase details to cardholders to confirm purchases are legitimate and/or if fraud has occurred.

Network hub

Enable Simple Digital Credential Loading

Visa enables issuers to gain push provisioning capabilities with a host of merchants and wallets, without the need to contract and integrate with each Token Requester 1-1.

gift offer

Provide Relevant Offers

Provide an extensive list of relevant offers for your cardholders to help drive card usage and loyalty.

Women walking with luggage

Request a Virtual Account and Set Controls

Third party FinTechs can request virtual accounts on behalf of a commercial issuer and specify account controls for digital presentment.

Women holding mobile ph and smiling

Keep Your Card Top-of-Wallet

Issuer enables the Visa card to be securely and conveniently used in digital wallets in order to keep the card top-of-wallet and remove the need to re-issue a card when a device with a digital wallet is lost.

Person paying for coffee online using mobile phone

Enable Generation of Dynamic CVV2 Codes for Use with Token Provisioning

Enable generation of dynamic CVV2 codes on request via an issuer’s website to use when requesting a token prior to receiving the plastic card.

Man shopping online

Enable Generation of Dynamic CVV2 Codes with Virtual Accounts Immediately

Enable generation of dynamic CVV2 codes on request via an issuer’s mobile banking app to use for Card Not Present shopping prior to receiving the plastic card.

Man holding mobile ph and a card

Enable Generation of Dynamic CVV2 Codes

Enable generation of dynamic CVV2 codes on request via an issuer’s mobile banking application.

Women holding mobile ph and smiling

Small Business Travel Experience

Visa’s APIs, product and services can enable Issuers to help their Small Business clients travel securely and confidently.

Man looking at mobile

Identify Merchants Receiving Automatic Card Updates

Cardholder activates a replacement card and uses a mobile banking app to find out which merchants received automatic card updates over time.

Women holding phone and card

Identify Card on File Merchants Requesting Card Updates

Cardholder opted out of automatic card updates and uses mobile banking app to determine which merchants they want to update with their new card info.

woman working on tablet  at her shop

Enhanced Accounts Payable Experience

Search for matching suppliers who accept virtual Visa cards and enable a faster supplier payment process.

two men at a cafe laughing

Enhanced Funds Transfer Experience

Provide eligible participants with the ability to instantly transfer funds, improve cash flow and create greater convenience for your customers.

woman looking at phone at airport

Enhanced Travel Experience

Provide a more seamless payment experience and easy access to information regardless of cardholder location.

View Partner Use Cases

Check out how our partners leverage our APIs to create innovative experiences.

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