Release Notes

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2019

October 2019

Welcome to the Visa Developer October 2019 Release Notes that include key features introduced in this release.

Asset Updates

You can now download the following lastest SDKs from the Visa Developer dashboard by logging into Visa Developer > Project dashboard > Asset.

Visa Checkout:

  • Visa Checkout SDK for Android, Version 6.7.0
  • Visa Checkout SDK for iO, Version 6.7.0
  • Visa Checkout Merchant Documentation,  Version 19.09

Visa DIrect Mobile Push Payment:

  • Mobile Push Payment Issuer SDK for iOS - Swift 5.1, Version 3.0.0
  • Mobile Push Payment Issuer SDK for iOS - Swift 5.0, Version 3.0.0
  • Mobile Push Payment Acquirer or Merchant SDK for QR generation - Swift 5.1,  Version 3.0.0
  • Mobile Push Payment Acquirer or Merchant SDK for QR generation - Swift 5.0, Version 3.0.0
  • Mobile Push Payment Issuer SDK for QR parsing for iOS - Swift 5.1, Version 3.0.0
  • Mobile Push Payment Issuer SDK for QR parsing for iOS - Swift 5.0, Version 3.0.0
  • Mobile Push Payment Acquirer SDK for iOS - Swift 5.1, Version 3.0.0
  • Mobile Push Payment Acquirer SDK for iOS - Swift 5.0, Version 3.0.0

API Updates

Visa Travel Predict 

Visa Travel Predict is a suite of predictive machine learning scores related to a cardholder's travel behavior that can help you identify the right cardholders for your markerting campaigns. Targeted marketing campaigns could then help improve a cardholder's travel experience by providing more relevant offers and help increase cross border payments. 

Refer to Visa Travel Predict for more details.

September 2019

Welcome to the Visa Developer September 2019 Release Notes that include key features introduced in this release.

Platform Updates

Issuer Banks for Small Business

We have revised our terminology for Small Businesses to Issuer Banks for Small Business to provide additional clarity on the website.

Asset Updates

You can now download the following lastest SDKs from the Visa Developer dashboard by logging into Visa Developer > Project dashboard > Asset.

  • Visa Checkout SDK for Android, Version 6.6.4
  • Mobile Push Payment Issuer SDK for iOS - Swift 5.0, Version Number: 2.9.1
  • Mobile Push Payment Issuer SDK for iOS - Swift 4.2.1, Version Number: 2.9.1
  • Mobile Push Payment Issuer SDK for Android, Version Number: 2.8.1

API Updates

Visa Business Data Solutions

Visa Business Data Solutions provides a faster and more efficient way for participating issuers and their commercial clients to pull their commercial transaction data and make strategic decisions based on data-driven insights. With this release, Visa Business Data Solutions is adding one new API called Authorization Data API that allows authorized users to access transaction authorization approval and decline detail for registered card accounts.

Refer to Visa Business Data Solutions for more details.

August 2019

Welcome to the Visa Developer August 2019 Release Notes that include key features introduced in this release.

Platform Updates

VDC Playground

Visa Developer Center Playground (VDC Playground) is a tool designed exclusively for testing and troubleshooting Visa APIs that are exposed through the Visa Developer Platform (VDP). It comes integrated with all required authentication methods to connect and get going with VDP APIs.

To access and download this tool, log in to Visa Developer > Project dashboard > Asset Management.

Refer to Visa Developer Center Playground documentation for details.

July 2019

Welcome to the Visa Developer July 2019 Release Notes that include key features introduced in this release.

Standards and Guidelines

Visa Secure using EMV® 3DS User Experience Guidelines 

Visa Secure using EMV 3DS User Experience (UX) Guidelines provide the requirements for both the frictionless and challenge screens across both browser and in-app transactions.

Visa Secure (previously known as Verified by Visa) is Visa’s program that governs Visa transactions using the 3-D Secure standard. The program provides the rules and policies merchants and issuers must follow to invoke authentication for eCommerce transactions, enabling verification of the cardholder’s identity before the transaction is sent for authorization. 

Refer to Visa Secure using EMV 3DS User Experience Guidelines for more details.

June 2019

Welcome to the Visa Developer June 2019 Release Notes that include key features introduced in this release.

Use Cases

Partner Showcase - HST Software Solutions

HST offers a white label digital wallet solution integrated with Visa APIs which provides frictionless digitization for issuers.

Refer to HST Software Solution use case for more details.

May 2019

Welcome to the Visa Developer May 2019 Release Notes that include key features introduced in this release.

Use Cases

Request a Virtual Account and Set Controls

Third party FinTechs can request virtual accounts on behalf of a commercial issuer and specify account controls for digital presentment. See how with the B2B Virtual Account payment Methods APIs, the company admin can request a virtual account on demand to give short-term, company-approved purchasing power to employees/consultants that do not need a permanent corporate card.

Refer to Request a Virtual Account and Set Controls use case for more details.

Enable Generation of Dynamic CVV2 Codes for Use with Token Provisioning

Enable generation of dynamic CVV2 codes on request via an issuer’s website to use when requesting a token prior to receiving the plastic card. 

Refer to Enable Generation of Dynamic CVV2 Codes for Use with Token Provisioning use case for more details.

Enable Generation of Dynamic CVV2 Codes with Virtual Accounts Immediately

Enable generation of dynamic CVV2 codes on request via an issuer’s mobile banking app to use for Card Not Present shopping prior to receiving the plastic card.

Refer to Enable Generation of Dynamic CVV2 Codes with Virtual Accounts Immediately use case for more details.

Enable Generation of Dynamic CVV2 Codes

Enable generation of dynamic CVV2 codes on request via an issuer’s mobile banking application. 

Refer to Enable Generation of Dynamic CVV2 Codes use case for more details.

April 2019

Welcome to the Visa Developer April 2019 Release Notes that include key features introduced in this release.

API Updates

Risk and Fraud category renamed to Identity and Security

We have updated one of our API category names to better align to the APIs that reside in that collection. Risk and Fraud has been renamed to Identity and Security. Please note, no changes have been made to the APIs themselves.

ID Intelligence category and three products deprecated

A selection of products under our ID Intelligence category has been deprecated. These include Device Data, User Data and Identity Documents. These are no longer available on Visa Developer.

If you are interested in using Visa Biometrics, please contact developer@visa.com.

March 2019

Welcome to the Visa Developer March 2019 Release Notes that include key features introduced in this release.

API Updates

Visa dCVV2 Generate and Authenticate

Visa dCVV2 Generate is a service enabling Visa Issuers and approved third parties to request and receive Dynamic Card Verification Value 2 codes that can be provided to cardholders for use in remote commerce transactions.  Visa dCVV2 Authenticate checks the validity of a dCVV2 during authorization.

Refer to Visa dCVV2 Generate and Authenticate for more details.

Visa Business Data Solutions

Visa Business Data Solutions provides a faster and more efficient way for participating issuers and their commercial clients to pull their commercial transaction data and make strategic decisions based on data-driven insights. With this release, Visa Business Data Solutions is adding 2 new APIs to the existing suite of APIs:

  • Self-Registration API speeds and simplifies the registration process for Partner services that Visa and issuers offer. 
  • Registered User Details API provides a way for authorized Partners to pull registered user and company details directly from Visa. 

Refer to Visa Business Data Solutions for more details.

Standards and Guidelines

Visa Global Accessibility Requirements

We put a lot of time into creating a set of clear and concise accessibility requirements that worked for Visa products by helping teams to create WCAG 2.0 AA compliant experiences, so it just made sense to share the requirements with others. Your situation may require different or modified requirements, but we invite you to take a look at what we use and contribute to a more accessible web for everyone!

Refer to Visa Global Accessibility Requirements for more details.

February 2019

API Updates

Visa Europe Payment Stop Service

The Visa Europe Payment Stop Service (VEPSS) enables Visa card issuers to stop card-on-file payments (including recurring and installment payments) from being authorized, cleared, and settled through VisaNet. The service provides issuers with a method for handling cardholder stop payment instructions.

Refer to Visa Europe Payment Stop Service for more details.

Visa Payment Account Reference Inquiry

PAR Inquiry delivers the capability to retrieve the PAR numeric linked to a Primary Account Number (PAN) in real time. The input to PAR Inquiry is either one PAN or one affiliated Token to a PAN.

Refer to Visa Payment Account Reference Inquiry for more details.

January 2019

Platform Updates

Cipher Deprecation

Visa regularly reviews supported encryption standards to provide one of the best encryption for our APIs. As part of that commitment, we are deprecating older security protocols (ciphers) that do not meet current industry standards for connecting to our REST APIs.

Please make sure your systems are updated to Visa Developer's latest security protocol ciphers in order to ensure there is no disruption to your project.

Refer to the Updated Ciphers for Security blog for more details.

Assets Download from the Project Dashboard

Getting access to SDKs, important implementation documents and more assets, just became easier with our newly launched Assets experience on your project dashboard. 

  1. Log into your Visa Developer account and start a project. You will see Assets on the left sidebar, If you already have a project, click on the project. 
  2. Click on the Assets link to view all assets pertaining to the APIs you have added to your  project. You can download each asset as needed. You can also download global assets, such as design guidelines and branding SDKs that are relevant to all products.

Note: If the product is restricted, please request access to the restricted product before adding the product to your project and getting access to respective assets. 

Use Cases

Partner Showcase - Finix Payments

Finix Payments uses Visa Direct to power the Finix push-to-card (P2C) platform that enables real-time debit card payouts for businesses, replacing traditional, slower methods such as paper checks and ACH transfers.

Refer to Finix Payments use case for more details.

Partner Showcase - Hanseatic Bank

Hanseatic Bank uses Visa Transaction Controls to offer new features that enhance the capabilities of their mobile banking app, including card blocking, transaction alerts and real-time balance information.

Refer to Hanseatic Bank use case for more details.

Partner Showcase - Ingo Money

Ingo Money incorporates Visa Direct into its network of networks to help ensure real-time1 funds disbursement capabilities to nearly any debit, reloadable prepaid or credit card, mobile wallets, and even physical cash-out locations.

Refer to Ingo Money use case for more details.

Partner Showcase - U.S. Bank

U.S. Bank uses Mobile Location Confirmation as an opt-in feature of their mobile app to help prevent false declines for travelers by verifying if a customer’s mobile device and credit or debit card are in the same location.

Refer to U.S. Bank use case for more details.

Provide Relevant Offers

Everyone loves to save money, and your cardholders are no exception! Utilizing the Visa Merchant Offers Resource Center is a cost-effective way to deliver greater value to your cardholders. Visa sources 1,000sof offers from over 70 countries from a wide assortment of leading merchants that you can provide to your cardholders.

* Number of offers available varies depending on Visa cardholder’s country of residence & other considerations.

Refer to Provide Relevant Offers use case for more details.

Enable Simple Digital Credential Loading

Visa enables issuers to gain push provisioning capabilities with a host of merchants and wallets, without the need to contract and integrate with each Token Requester 1-1

Refer to Enable Simple Digital Credentials Loading use case for more details.