• Token Gateway: 
  • Rupay Notifications Services API
    • Transaction Notification: This notification is sent from RuPay TSP toward token requester to inform about a transaction performed on token.
    • Replenish Notification: This message is used by NPCI to notify TR that payment key replenishment is required.
    • Token Status Change Notification: This message is used by NPCI to notify TR that payment key replenishment is required.
    • Availability: Restricted
• Visa Direct Account and Wallet: Enables money to be pushed into bank accounts and wallets to complete business payouts, P2P transfers, app withdrawals, and more.
  • Visa Direct Account and Wallet Additional Services: Visa Direct Account and Wallet Additional Services
    • Verify Recipient: Verify Recipient Detail Request
    • Availability: Restricted
• Visa Flexible Credential: enables Issuers and Fintechs to broaden the services they can provide to new and existing cardholders by enabling easy access to multiple funding sources through a single Visa credential.
  • Authorization Decision API: The Authorization Decision API enables an authorization processor to request an authorization decision recommendation based on cardholder rules configured in consumer transaction controls. In addition, the API enables the authorization processor to update an authorization decision with the actual decision that was rendered.
    • Request a Pre-Evaluation recommendation on a transaction before it is run
    • Retrieve a list of decision records by reterivalReferenceNumber
    • Update the state of a specific decision record
    • Retrieve a list of decision records for a sponsor
    • Request a decision on pending transaction or send notification or advice for completed transaction
    • Retrieve the details of a specific decision record
    • Retrieve a list of decision records for a card
    • Availability: Public
• Visa Global ATM Locator: Enables cardholders to search for Visa/Plus ATM locations around the world, via the Web or from their internet-enabled mobile devices
  • ATM Locator API 3 Tid: A customized version of FindNearByATMs API for Chime to populate Tid.
    • Find Geocodes: Returns the pair of latitude and longitude based on the input address
    • Find Near by ATM Totals: Return the number and statistic info of ATMs nearest to a given location based on the searching criteria
    • Find Near By ATMs with TID: Retrieve all the details of all the ATMs near a given area based on the searching criteria
    • Availability: Restricted

Product Visibility Change:

• Visa Flexible Credential:
  • Changed from Hidden to Public
• Practical Money Skills:
  • Changed from Hidden to Public
• Visa Receiver Directed Payouts:
  • Changed from Public to Hidden

• Token Service Provider SaaS: An end-to-end SaaS solution enabling the generation, issuance, and management of network tokenization 
  • Detokenization API: An API that allows the Processor to detokenize and verify or detokenize only, the payment token in a financial transaction request or advice received from an Acquirer.
    • validate-arqc: A Processor initiates an ARQC validation transaction upon receiving a financial transaction request or advice from an Acquirer. This request or advice includes a PAN that the Processor must validate the ARQC for. After validation, the Processor sends a financial transaction response or advice to the Issuer.
    • Availability: Restricted

New Endpoints:

• Visa Plus Service 
  • Visa Plus Service 
    • Inquiry Payname: API to look up paynames for given contacts (Emails, Phone Numbers)
    • Availability: Restricted

• Visa Direct request to pay: A secure messaging solution that gives the ability for payees to request a payment from payers via a secure digital message 
  • Request to Pay: 
    • Transaction Tagging: Transaction Tagging
    • Availability: Public

New Outbound API (Documentation Only):

• Visa Direct request to pay: A secure messaging solution that gives the ability for payees to request a payment from payers via a secure digital message 
  • Request to Pay Outbound: 
    • Transaction Tagging: Transaction Tagging
    • Availability: Public

• Open Data Exchange: Allows clients to access VCA data solutions and insights powered by Visa data
  • Visa Personalized Insights API: This API is used to subscribe to a specific PAN to gain insights on a Cardholder.
    • Create Subscription: Creates a subscription to data events based on a PAN /PAR/TOKEN.
    • Get Personalized Insights: Get insight based on subscription and filter subscribed.
    • Availability: Restricted    
• Visa Direct Account and Wallet: Enables money to be pushed into bank accounts and wallets to complete business payouts, P2P transfers, app withdrawals, and more. 
  • Managed Liquidity FX: Managed Liquidity FX.
    • Lock Quote
    • Create Quote
    • Availability: Restricted
• VisaNet Connect Card Services: A suite of lightweight RESTful APIs for supporting issuers and issuer-processors 
  • Mobile Drivers License API: Mobile Drivers License API
    • Validate Signature: Verify signature and MSO.
    • Availability Public
• Visa Digital Benefits Platform: 
  • Flex Choice: Flex Choice
    • Flex Choice Register: This endpoint is used to register a card in the system, making it eligible for selecting benefits.
    • Flex Choice Persist: This endpoint is designed to enable the selection of benefits for a card based on what is available for that particular card.
    • Availability: Restricted
• VisaNet Connect - Issuing: A portfolio of VisaNet Connect APIs that provide direct connectivity to VisaNet for issuers to approve and decline payments requested by their cardholders or process clearing requests submitted by acquirers
  • Adjustments API
    • AdjustLite: Used for new resource requests.
  • ATM API
    • ATMLite: Used for new resource requests.
    • ATMLiteVoid: Used for new atm void resource requests.
  • Availability: Public

• DPS Forward Services: The best of Visa DPS issuer processing capabilities accessible through a suite of APIs designed for digital banking platforms
  • Token Services: 
    • Manage Token Lifecycle: Token lifecycle update by cardId.
    • Availability: Restricted

• DPS Forward Services: The best of Visa DPS issuer processing capabilities accessible through a suite of APIs designed for digital banking platforms
  • Profile Management: 
    • Retrieve Profile: This API enables you to retrieve profile details for a specified profileId.
    • Retrieve Profile: This API enables you to retrieve profile details for a specified profileId.
    • Availability: Restricted
  • Migration:
    • Migrate Data to Forward: This API enables you to migrate card, account, and profile data from an existing BIN processed on a different platform.
    • Availability: Restricted
  • Card Enrollment: 
    • Enroll a card
    • Add a New Card to an Account
    • Availability: Restricted

• Visa Account Updater
  • Visa Account Updater Merchant API: Visa Account Updater Merchant API for merchant enrollment and search.
    • Merchant Enrollment: Enroll new merchants by providing following requested information.
    • Merchant Search: Merchants can be searched by providing following requested information.
    • Availability: Public

• Visa Chip L3 Testing: Streamline L3 testing through the use of these APIs.
  • Visa Chip L3 Testing OML Retrieval API: Streamline L3 testing OML retrieval from Visa through the use of this API.
    • L3 OML Search: Search L3 Online Message Log (L3-OML)
    • Availability: Public
• B2B Virtual Account Payment Method:
  • Health Check Service: This Endpoint allows users to get the healthStatus of RequestVirtualAccount API.
    • Get Health Check Status: This API allows users to get the health status of service requested
    • Availability: Restricted
• VCA Data Exchange:
  • VGS Data Exchange: Additional endpoint into the VCA Data Exchange API, specifically to serve Visa Government Solutions to our end clients.
    • Get Product Data: Get product data by product ids
    • Availability: Restricted

• Visa Plus Service:
  • Visa Plus Service API:
    • Search Payname: API to get suggestions or result by searching payname in partial or full.
    • Toggle payname: API to toggle the status (Suspend or Resume) of payname
    • Create Payname: API to create payname
    • Update Payname: API to update Payname
    • Resolve Payname: API to resolve Payname
    • Confirm Payname: API to Confirm Payname
    • Lookup Payname: API to Lookup Payname
    • Delete Payname: API to delete Payname
    • Availability: Restricted

• B2B Virtual Account Payment Method:
  • Workflows:
    • Generate Notification: Generate Notification.
    • Availability: Public

• Visa Tokenized Asset Platform:
  • VTAP API:
    • Create Customer Wallet: Create wallet for a registered customer.
    • Update Customer Wallet: Update customer wallet details.
    • Get Customer Wallets: Retrieve wallets for the customer. Retrieve records respective to supported query parameters.
    • Create Token: Create Token
    • Get Tokens: Retrieve tokens. Retrieve records respective to supported query parameters.
    • Get Token Details: Retrieve details for the token.
    • Update Token: Update Token details
    • Create Token Event: Create a token event. Supported event types are 'mint' and 'burn'.
    • Get Token Events: Retrieve token events. Retrieve records respective to supported query parameters.
    • Get Token Event Details: Retrieve details for a token event.
    • Get Payments: Retrieve the list of payments. Filter records respective to supported query parameters.
    • Availability: Restricted

• VTS Apple Pay:
  • VTS Apple Pay API:
    • New Endpoint: Send Event Notification
    • Availability: Restricted
• Open Data Exchange: Allows clients to access VCA data solutions and insights powered by Visa data
  • Consent Service:
    • New Endpoint: Save Consent (API for Visa partners (Consent Requestors) to save a consumer-granted consent)
    • New Endpoint: Update Consent (This API updates the mutable attributes of the consent object identified by consent ID)
    • New Endpoint: Revoke Consent (This API revokes a current consent)
    • New Endpoint: Get Consent (This API retrieves the consent object identified by consent ID)
    • Availability: Public
• Visa Global ATM Locator: Enables cardholders to search for Visa/Plus ATM locations around the world, via the Web or from their internet-enabled mobile devices
  • Locate ATMs API:
    • New Endpoint: Find Near by ATMs (New version)
    • New Endpoint: Find Near by ATM Totals (New version)
    • Availability: Public

Product Visibility Change:

• Visa DCVV2 Generate
  • Changed from Restricted to Public    

Product Name Change:

• Visa Chip L3 Testing
  • Changed product name to Visa Chip Level 3 Testing 

API Name & Description Change:

• DPS Card and Account Services:
  • AP Maintenance to Card and Account Event Notification
• Visa Chip Level 3 Testing:
  • Report Upload API to Report Upload
  • Report Upload Status API to Report Upload Status
  • Report Upload Result API to Report Upload Result
• Visa Digital Benefits Platform:
  • Visa Digital Benefits Platform to Card Account

• Visa BIN Attribute Sharing Service: enables eligible Visa clients and partners to look up the most current Visa BIN Information
  • BIN File Transfer: The BIN File Transfer API endpoint allows the download of Account/Token Range BIN File
  • BIN Files Metadata: Get Bin Files Metadata including number of files, file names, sizes, checksum, creation date.
  • Availability: Public

New Endpoints:

• Visa Consent Management Service: Visa is developing a Consent Specification, agnostic to any organization, supporting both flexibility and interoperability along with APIs, Widget SDKs and Admin UI to manage consent for Visa Customers
  • Visa Consent Management API
    • New Endpoint: Update Consent (This API updates the mutable attributes of the consent object identified by consent ID.)
    • Availability: Restricted

Product Visibility Change

• Visa Digital Enablement Lite: Generate the VDE Lite app URLs to launch Push provisioning in App clips and Instant apps.
  • Changed from Hidden to Public
• Visa Subscription Manager: Visa Subscription Manager can help provide cardholders with transparency, ease and control over managing their finances through their issuer’s mobile application, potentially eliminating the need to contact the issuer call center.
  • Changed from Hidden to Public

New Products:

• Visa Subscription Manager: Visa Subscription Manager can help provide cardholders with transparency, ease and control over managing their finances through their issuer’s mobile application, potentially eliminating the need to contact the issuer call center.
  • Visa Subscription Manager API
  • Availability: Public
• Visa Digital Enablement Lite: Generate the VDE Lite app URLs to launch Push provisioning in App clips and Instant apps.
  • URL Generation API
  • Availability: Public

New APIs:

• Visa BIN Attribute Sharing Service: Enables eligible Visa clients and partners to look up the most current Visa BIN Information
  • VBASS Files Metadata: Files Metadata API for Visa BIN Attribute Sharing Service
  • VBASS File Transfer: File Transfer API for Visa BIN Attribute Sharing Service
  • Availability: Public

• Visa Tokenized Asset Platform(Visa Crypto API):
  • VTAP API: A suite of B2B APIs which enable partner Financial Institutions to tokenize their deposits, interact with offchain Visa services, and leverage blockchain infrastructure to make P2P, P2B, B2B payments within the bank, as well as external to other banks.
    • APIs: Get Token Scheme Event details, Create Token Scheme Event, Get Token Scheme details, Get Payment details, Update Customer, Get Customer, Get Wallet by Alias, Create Token Scheme, Get Customer Wallet, Create Payment, Create Wallet, Register Customer, Update Wallet
    • Availability: Restricted

• VisaNet Connect – Acceptance:
  • Mobile Drivers License API: Mobile Drivers License Verification
    • Validate Signature: Verify signature and MSO
    • Availability: Restricted

New Outbound API:

• Token Service Provider SaaS: An end-to-end SaaS solution enabling the generation, issuance, and management of network tokenization
  • Token Requestor API – Outbound: The Token Requestor (TR) - Outbound API provides token requestors with the capability to receive notifications from the Token Service Provider during the complete life cycle of the token.
    • Card Metadata Update: This message is used to notify token requestor about an update of the card metadata. To obtain the new card metadata, the token requestor can send Get Card Metadata request.
    • Bundle Ready Notification: This message is used to notify the token requestor that bundle is ready. After this the token requestor needs to send Get Payment Bundle to fetch the bundle.
    • Token State Change Notification: This message is used to notify the token requestor about a token state change.
    • Task Status Event Notification: This event is a status notification for async task-related events.
    • Transaction History: This message is used to notify token requestor about a performed payment transaction with the token. To obtain the actual transaction records, the token requestor can send Get Transaction History request.
    • Availability: Restricted

New Endpoints:

• Visa Token Service: A security technology from Visa that replaces sensitive account information, such as the 16-digit primary account number, with a unique digital identifier called a token.
  • Device Enrollment
    • New Endpoint: dpeDeviceEnrollment
    • Availability: Restricted
• Token Service Provider SaaS:  An end-to-end SaaS solution enabling the generation, issuance, and management of network tokenization
  • Issuer Webservice API - Outbound
    • New Endpoint: Transaction Notification To Issuer
    • Availability: Restricted
• DPS Forward Services: The best of Visa DPS issuer processing capabilities accessible through a suite of APIs designed for digital banking platforms
  • Token Services:
    • New Endpoint: Retrieve Token Details 
      • Use this API to get detailed token data for a specified token using the cardId, tokenRequestorId, and tokenReferenceId.
    • Availability: Restricted

New Endpoint Version:

• Visa Global ATM Locator: Enables cardholders to search for Visa/Plus ATM locations around the world, via the Web or from their internet-enabled mobile devices
  • Locate ATMs API:
    • Find Geocodes: Returns the pair of latitude and longitude based on the input address
    • Availability: Public

API Visibility Change:

• Alias Directory Service
  • Alias Metadata - Changed from Restricted to Public
• Visa Business Data Solutions
  • Business Data Enhanced Transaction API – Changed from Public to Restricted

Product Visibility Change

• Visa Direct request to pay: A secure messaging solution that gives the ability for payees to request a payment from payers via a secure digital message
  • Changed from Restricted to Public

New Products:

• Visa Consent Management Service: Visa is developing a Consent Specification, agnostic to any organization, supporting both flexibility and interoperability along with APIs, Widget SDKs and Admin UI to manage consent for Visa Customers
  • Visa Consent Management API: Enables the capture and management of consumer consents, enforcement of consents governance rules, and auditing of consent-related actions
  • Availability: Restricted   

New APIs:

• Token Service Provider SaaS: An end-to-end SaaS solution enabling the generation, issuance, and management of network tokenization
  • Token Requestor API - Inbound: The Token Requestor (TR) API provides token requestors with the capability to manage tokens stored within the Token Service Provider SaaS (TSP SaaS). 
    • Get Payment Bundle: This message is used to retrieve payment bundles during asynchronous provisioning and during synchronous and asynchronous replenishment and during IN-APP transaction depending on the use case.
    • Get Task Status: This API is used to get the status of a task.
    • Tokenize: This message is used to create a token for a given PAN or account.
    • Get Tokens: This message is used by the token requestor to retrieve basic token information for all tokens that are linked to a specific walletID or a specific consumerID or a given PAN.
    • Request Life Cycle Management: This message is used to suspend, resume or delete tokens to change tokens between the following statuses, ACTIVE, SUSPENDED, DELETED. Tokens can be moved between ACTIVE and SUSPENDED.
    • Token Status Inquiry: This message is used to obtain the status of a token.
    • Get Async Token Provisioning Result: This API is used to get the result of Async Token Provisioning.
    • Get Card Metadata: This message is used to retrieve card metadata, token metadata. This is typically used when the token requestor has been notified of a card metadata update.
    • Get Asset: This message is used to retrieve one static asset from the TR API such as card art images, payment scheme or issuers' logos and terms and conditions.
    • Ping: This message is used to determine whether the server providing the described web service, the database and the HSM are online (or reachable).
    • Provision Completion: This message is used (1) by the Token Requestor to inform that the provisioning has been completed or (2) to inform the Token Requestor that the provisioning has been completed or (3) to inform the Token Requestor that the re-perso has been completed.
    • Get Transaction History: This message is used by the token requestor to obtain the transaction history for a given token.
    • Check Eligibility: This message is used to check card availability and possible device eligibility. Besides, it enables the end-user to accept the issuing bank's terms and conditions before tokenization.
    • Availability: Restricted

• Visa Business Data Solutions: Provides a faster and efficient way for participating issuers and their commercial clients to pull their commercial transaction data and make strategic decisions based on data-driven insights
  • VCS Enrollment API: The API is used to onboard and register companies, users and cards in Commercial Space.
    • VCS Registration: The Register endpoint is used for registration of corporate companies, cards, users and association between user and card. For the request to be valid, we need company details and primary card
    • VCS Registration: The Register endpoint is used to add additional cards and users and provide associations required
    • Get Status: The API is used to get the current status of the user being registered using VCS Registration API.
    • Availability: Public

• B2B Virtual Account Payment Method: A suite of APIs that enable the use of virtual accounts for automating supplier payments and other employee spend.
  • Workflows: Workflows.
    • Payments Recipe: Composite API which handles process, resend and cancel payments.
    • Get Payment Details – Recipe: Get Payment details recipe API
    • Availability: Public

New Outbound API:

• Visa Direct Request to Pay (Visa RTX):
  • Request To Pay (Outbound Bundle): Request to Pay Outbound
    • Notifications R2P: Notifications for Request to Pay
    • Availability: Public

Product Name Change:

• DPS Payments Conductor:
  • Changed product name to Visa Faster Payments Gateway