New APIs:

• DPS Forward Services: A suite of APIs designed for digital banking platforms that give access to Visa DPS issuer processing capabilities
  • Token Services APIs: These APIs enable you to retrieve tokens associated with a PAN or cardId, and manage their life cycles.
    • Retrieve Tokens by cardId: Use this API to retrieve tokens associated with a specific cardId, or cardId + last4PrimaryAccountNumber.
    • Manage Token Lifecycle: Use this API to manage the life cycle of a token.
    • Availability: Restricted

New Endpoints:

• Visa Direct Account and Wallet: A service that enables money to be pushed into bank accounts and wallets to complete business payouts, P2P transfers, app withdrawals, and more.
  • Visa Direct Account and Wallet Receive API: Visa Direct Account and Wallet Receive API
    • New Endpoint: Account Balance Notification
      • The purpose of this API is to provide virtual account (i.e. VAN) balance data driven by client's configuration and usage
    • Availability: Public

• Visa Business Data Solutions: Provides a faster and efficient way for participating issuers and their commercial clients to pull their commercial transaction data and make strategic decisions based on data-driven insights. 
  • Business Data Transactions API: Commercial Data API will provide the APIs to expose the commercial data
    • New Endpoint: Get Transaction and Enhanced Data
    • Availability: Public

• B2B Virtual Account Payment Method: A suite of APIs that enable the use of virtual accounts for automating supplier payments and other employee spend.
  • Payment Service API: The Payment web service is used for processing payments and sending payment remittance information to the appropriate suppliers.
    • New Endpoints: Get Payment Details, Process Payment
    • Availability: Public

• Visa Global ATM Locator: Enables cardholders to search for Visa/Plus ATM locations around the world, via the Web or from their internet-enabled mobile devices.
  • Locate ATMs API: The ATM Locator service lets cardholders search and find a convenient ATM when they need cash from over 1 million ATMs in over 200 countries.
    • New Endpoints:
      • ATMs Inquiry: Retrieve all the details of all the ATMs near a given area based on the searching criteria
      • Totals Inquiry: Return the number and statistic info of ATMs nearest to a given location based on the searching criteria
      • Availability: Public

• Token Service Provider SaaS:
  • Issuer Webservice API – Inbound
    • LCM from Issuer: This message is used by the Issuer to request that the TSP perform a particular lifecycle management action on a single token or on all tokens linked to a supplied RPAN.
    • Availability: Restricted

API Name Change:

• Visa Account Updater
  • Changed Visa Account Updater Service API to Visa Account Updater Acquirer API

Product Name Change:

• Visa Acceptance Cloud
  • Changed to Kernel in the Cloud

New Products:

• Visa Resolve Online: Visa Resolve Online (VROL) helps issuers and acquirers (clients) manage the dispute life cycle.
  • Fraud API: Allows an issuer or an acquirer to add a new fraud report.
  • Availability: Restricted    

New APIs:

• VisaNet Connect Card Services: Issuers can generate a new card or update card details for existing cardholders. 
  • Card Services API: Issuers can generate a new card or update card details for existing cardholders.
    • Card Inquiry: Use this endpoint to inquire on card details.  Can be used to get the PAN if only the PRI is sent, or to return the CVV, CVV2, and iCVV values (No PAN will be sent in this scenario).
    • New Card: New Card API. Use this endpoint to request new card credentials.  It will generate a PAN (if needed), CVV, CVV2, iCVV, and PAN Reference Identifier (PRI).
    • Card Update: Use this endpoint for PAN replacement and updates to card expiration date.
    • Availability: Public

• Alias Directory Service: Simplify the push payment experience. Link and resolve an Alias to a payment credential.  
  • Reports:
    • Download Report: Download the report file information.
    • Get Report Status: Get the status of a create report request.
    • Create Report: Submit a new create report request.
    • Availability: Public
  • Alias Metadata:
    • Get Alias Metadata: This API is used to get aliases metadata.
    • Manage Alias Metadata: Alias Metadata APIs are for remote directories who want to store some data within Alias Directory Service.
    • Availability: Restricted

New Endpoints:

• Card on File Data Inquiry: Visa capabilities that allow a consumer to view and manage their Visa card through Issuer’s online/mobile.
  • Card-On-File Data Service API: Card-On-File Data API allows to enable digital control capabilities in Issuer’s online mobile application or web application to provide visibility to the consumers where their card (PAN)/token credentials are stored to initiate Card-On-File Data API/e-commerce transactions and where the credentials are updated in case of a card reissuance or token status updates
    • New Endpoint: Card Inquiry
      • The API will return data layer aggregated at raw merchant name level.
    • Availability: Public

• Alias Directory Service: Simplify the push payment experience. Link and resolve an Alias to a payment credential.
  • Alias Lifecycle Management: These are the API specifications for Alias Directory 2.0
    • New Endpoint: Update Alias Status
      • Update the status of an Alias to active or disabled. A disabled Alias will not be available for Alias resolution.
    • Availability: Public

Product Visibility Change:

• VisaNet Connect Card Services:
  • Changed from Hidden to Public
• VCA Data Exchange:
  • Changed from Restricted to Hidden

New Products:

• VCA Data Exchange: Data delivery API for VCA customers for real or near real time. 
  • VCA Data Exchange API
  • Availability: Restricted
• VisaNet Connect Card Services: APIs for modernizing card services and issuing solutions
  • Cardholder Database Update API
  • Availability: Public
    

New APIs:

•  Visa RTX 
  • Request to Pay API
    • Refund R2P: Refund a Request to Pay
    • Availability: Restricted
• Visa Card Program Management: Suite of APIs that enable issuers, processors, and issuer partners to manage card programs in a modern digital environment.
  • Visa Card Program Enrollment API: VCPE supports issuers that want to offer instant/digital issuance or re-issuance; as well as allow their cardholders to upgrade and downgrade cards in their banking app and enjoy new rewards programs in near real-time without needing a physical card and without changing their 16-digit card number.
  • Availability: Public
    

New Outbound API:

• Visa RTX
  • Request to Pay Outbound: Request To Pay Outbound
    • Refund R2P: Refund a Request To Pay
    • Availability: Restricted
      

New Endpoint Version:

• Visa B2B Connect: Non-card based payment network that enables seamless bank-to-bank cross-border business transactions
  • Payments API: Make a Payment
    • Get the Effective Conversion Rate: This API allows request for an exchange rate for a currency pair. This exchange rate is valid for the duration specified by Rate Expiry Date/Time.
    • Availability: Public
      
• DPS Forward Services: Forward Processing Services
  • Card CVV2: Use the Generate CVV2 for a Card APIs to generate a card verification value 2 (CVV2) for the current card.
    • Generate CVV2 for a Card: This API enables you to generate a CVV2 value for a specific cardId, the last4PrimaryAccountNumber, and its expiration date combination.
    • Availability: Restricted
      

Product Name & Visibility Change:

• Visa Card Program Enrollment (VCPE)
  • Changed Product name to Visa Card Program Management
  • Changed from Hidden to Public
    

API Visibility Change:

• DPS Digital Services
  • Card Services API – Changed from Public to Restricted
• Visa Card Program Management
  • Visa Credential Data Inquiry API - Changed from Public to Restricted
    

New Endpoints:

• Installment Management Service: Enables installment plans for your cardholders
  • Installment Management Service API V2
    • New Endpoints:  
      • Enroll Non-Visa Account Range API: This API enables Issuers to enroll Non-Visa Account Range and associate it to Enrollment Profile.
      • Retrieve Non-Visa Account Range Enrollment API: This API enables Issuers to retrieve details of Non-Visa Account Range Enrollments.
      • Update Non-Visa Account Range Enrollment API: This API enables Issuers to update the details of previously enrolled Non-Visa Account Range.
      • Unenroll Non-Visa Account Range API: This API enables Issuers to unenroll Non-Visa Account Range
      • Availability: Public
        

API Name Change:

• Alias Directory Service
  • Changed Get Payment Credentials to Get All Payment Credentials

New Endpoints:

• Visa Stop Payment Service API: Enables Visa card issuers to stop card-on-file payments (including recurring and installment payments) from being authorized, cleared, and settled through VisaNet.
  • New Endpoint: Linked (Find all stop instruction details linked to a given stop instruction)
  • Availability: Public
    

New Outbound API:

• DPS Card and Account Services: Supports a set of debit, credit, and prepaid card and account services.
  • Token Services: The DPS Token Services enhance cardholder experience for DPS Debit clients
    • Send Passcode: This service is invoked to deliver the OTP to the destination selected by the cardholder, such as an email address, via either the issuer (PI Neg or Forward) or VNS (AP, PAS).
    • Get Cardholder Verification Method: This service allows the issuer to provide supported methods of cardholder step-up authentication, for example, tenured data (cardholder email, phone number) for delivering One-Time-Password (OTP).
    • Availability: Restricted
  • AP Maintenance Sync: This API will be called by Visa to get the cardholder’s verification methods on file. Message Level Encryption (MLE) is required for this service.
    • AP Maintenance Sync: The AP Maintenance Sync API support DPS AP debit and credit clients. The API provides clients the ability to receive maintenance updates from DPS for a given card or account number.
    • Availability: Public
      

Product Visibility Change:

• Visa Checkout: Provides a single sign-in service to pay for online shopping purchases 
  • Changed from Public to Hidden
• DPS Forward Services:  A suite of APIs designed for digital banking platforms that give access to Visa DPS issuer processing capabilities
  • Changed from Hidden to Restricted

New Endpoints:

• Visa+ Service: Enables both transfers between participating P2P payment apps and real-time¹ payouts to participating apps.
  • New Endpoints: Create payname, Update Payname, Resolve Payname, Lookup Payname, Delete Payname, Confirm Payname.
  • Availability: Restricted
• Merchant Search: Allows clients to find the merchant identification information using the acquirer provided Merchant Name and other attributes such as address and card acceptor identifiers.
  • Transaction Enrichment: The transaction enrichment bundle of APIs provides developers a set of APIs to enrich transactions with standardized and enhanced merchant information.
    • Transaction Lookup API: Use transaction lookup API to enrich Visa transactions by providing VisaNet transaction ID, Auth/C&S flag and transaction date
    • Availability: Public
• Token Service Provider SaaS (TSPs): An end-to-end SaaS solution enabling the generation, issuance, and management of network tokenization
  • Issuer Webservice API
    • New Endpoint: Get OTP
    • New Endpoint: Health Check
    • Availability: Restricted
• Visa Direct Payouts: A service that allows Visa financial institutions and financial institution partners to send push-to-account (P2A) and push-to-card⁴ (P2C) payouts (i.e. payment transactions) in different markets around the world.
  • Visa Direct Account and Wallet Send API
    • New Endpoint: Get Metadata
    • Availability: Restricted
      

New Outbound APIs:

• Visa Alias Directory Service: Offers capabilities for clients to link Aliases, such as mobile numbers or email addresses, to payment credentials such as cards or bank accounts. Clients can manage the lifecycle of an Alias and resolve an Alias to receive the associated payment credential.
  • Remote Directories: Alias Directory offers the capability to connect to Remote Directories via a component called Directory Network Manager.
    • Alias Resolution: Retrieve information about an Alias and the payment credential(s) associated with the Alias.
    • Alias Inquiry: This enables clients to check if an Alias or list of Aliases is available for Alias resolution.
    • Availability: Restricted
• Visa Business Data Solutions: Provides a faster and efficient way for participating issuers and their commercial clients to pull their commercial transaction data and make strategic decisions based on data-driven insights. 
  • Push Authorization Data API: PushNotification is a generic data channel to send Commercial Data to the end user over VDP.
    • Push Notification for Auth Data API: Push Notification data
    • Send Auth Data: Authorization Push
    • Availability: Public
• Visa RTX
  • Request to Pay
    • Cancel R2P: Cancel a Request to Pay
    • Availability: Restricted
      

Deprecated Product:

• Merchant Locator        

Product Visibility Changes:

• Installment Management Service
  • Changed from Restricted to Public
• Installment Transaction Service
  • Changed from Restricted to Public

API Visibility Changes:

• Visa Direct Account and Wallet Receive API
  • Changed from Restricted to Public
• Visa Direct Account and Wallet Send API
  • Changed from Restricted to Public

New Endpoints:

• Visa RTX
  • R2P (Request To Pay)
    • New Endpoint: Request Control
    • Availability: Restricted
• Visa Alias Directory: Offers capabilities for clients to link Aliases, such as mobile numbers or email addresses, to payment credentials such as cards or bank accounts 
  • New Endpoint: Batch Processing 
    • Availability: Public       

• Visa Risk Manager Network Agnostic: Visa Risk Manager – Network Agnostic is a unified solution for fraud detection and prevention with a Web Service based interface. This platform is uniquely designed to help customers optimize fraud loss prevention and maximize profitability by providing clients with an effective transaction risk management decisioning system that is scheme agnostic. From defining the parameters used to flag a transaction for review, to establishing rules to decline a transaction based on the potential for fraud, Visa Risk Manager enables intelligent decisioning throughout the entire transaction lifecycle on transactions on and off VisaNet.
  • Case Creation
  • Realtime Decision
  • Auth Method: Mutual SSL
  • MLE(Message Level Encryption): No
  • Availability: Restricted