Explore the Visa APIs and products available to help you build your next solution.
Unless otherwise indicated, all products are free to use in Sandbox but require you to contact Visa for pricing and commercial details to use in Production.
Visa Data Tokens offers both card-level and consumer-level insights, tapping into consumer purchasing behavior to generate data signals, collectively called “consumer DNA.” These signals help enable clients to deliver hyper-personalized consumer experiences across digital channels.
The Financial Education team has a 20-year legacy of advancing financial inclusion across the world. The team owns practicalmoneyskills.com and practicalbusinesskills.com and plans to deliver the next generation of financial education products. The Practical Money Skills Mobile App API is a LMS enabled financial education platform that seamlessly integrates with existing solutions to advance personalized financial education.
Visa Resolve Online (VROL) helps issuers and acquirers (clients) manage the dispute life cycle. Clients use VROL to retrieve transaction information online, receive dispute financial liability, exchange information and documentation electronically, submit pre-filing and case filings electronically, receive financial messages, report fraud, and manage Exception File Listings.
Visa Subscription Manager can help provide cardholders with transparency, ease and control over managing their finances through their issuer’s mobile application, potentially eliminating the need to contact the issuer call center.It provides issuers a fast, easy integration to implement recurring payment management capabilities within their consumer facing applications.
Visa Intelligent Data Exchange provides Visa partners with APIs to enrich the authorization process with supplemental data, improving approval rates and reducing fraud. IDX addresses the industry challenge where issuers lack sufficient data in card-not-present transactions to efficiently assess risk.
Visa is launching Visa Flexible Credential (VFC) to enable acquirers, issuers, and merchants to provide cardholders the ability to access multiple funding options through a single Visa credential. Every Visa Flexible Credential is identified as a primary credential and can be linked to one or more secondary credentials.